Credit Risk Intern

Job Description

JOB DESCRIPTION

The Credit Risk Rotational Intern program provides a comprehensive, hands-on learning experience across multiple areas of Northwest Bank's Credit organization. Over the course of the internship, the student will rotate through Underwriting, Credit Approval, Appraisal Services, Special Assets Group (SAG), and the Credit Risk Project, gaining exposure to end-to-end credit lifecycle management. This opportunity is designed for a motivated student who wants to understand how credit decisions are made, monitored, and managed across different functions within a financial institution. The intern will engage with credit professionals, participate in analytical work, and observe executive-level discussions that shape portfolio and risk strategies.

ESSENTIAL FUNCTIONS :

Underwriting :

• Assist with financial statement spreading, collateral analysis, and risk grading using Moody's CreditLens
• Observe credit committee discussions to understand how loan structure, loan-to-value (LTV), and debt-service-coverage ratios (DSCR) impact decisions
• Support basic market and comparable property analysis to evaluate project feasibility

Credit Approval :

Appraisal Services Rotation :

Special Assets Group (SAG) Rotation :

Credit Risk Project Rotation :

WHAT YOU'LL GAIN :

QUALIFICATIONS :

Northwest is an equal opportunity employer. We are committed to creating an inclusive environment for all employees.