payments Business Analyst

Title : Business Analyst

Location : Jersey City, NJ

Job Description :

We are seeking 12+years experinced skilled and detail-oriented Business Analyst (RTP – Real-Time Payments) to join our team and contribute to the design, development, and implementation of real-time payment solutions. The ideal candidate will have strong experience in payments systems, especially RTP platforms, and will serve as the bridge between business stakeholders and technology teams to ensure delivery of high-impact payment features and enhancements.

Mandatory Skills :

(i)experience as a Business Analyst in banking, payments, or fintech.

(ii)Hands-on experience with Real-Time Payments (RTP) platforms – e.g., The Clearing House RTP, FedNow, or similar.

(iii)Strong understanding of payment processing, settlements, ACH, wire, and ISO 20022 messaging formats.

(iv)Experience in creating BRDs, FRDs, user stories, and process flow diagrams.

(v)Excellent communication and stakeholder management skills.

(vi)Strong analytical, problem-solving, and documentation skills

(vii)Familiarity with Agile / Scrum methodologies.

Good to have skills :

(i)Experience with payment gateway integration, banking APIs, or core banking systems.

(ii)Knowledge of fraud monitoring, AML compliance, or risk mitigation in payments.

(iii)Experience with tools like JIRA, Confluence, Visio, or Lucidchart.

(iv)Certification in CBAP, CSPO, or related Agile certifications.