Mortgage Loan Officer

Mortgage Loan Originator

Tabor Mortgage Group is a high-volume mortgage company in Charleston, SC that works alongside some of the Lowcountry's top real estate companies to help ensure a seamless and stress-free home financing process.

Our team brings a wide range of experience and expertise to the industry that helps overcome unique financial situations.

We are a growing team with a unique structure modeled after some of the most successful originators in the country.

Tabor Mortgage Group is looking for seasoned Loan Officers to evaluate, authorize approval, or deny loan applications for residential mortgage applicants.

You will act as the liaison between customers and our financial institution and you will help qualified applicants acquire loans in a timely manner.

As we grow, we continuously pursue excellence in all parts of our business. Our focus, commitment, and core values are the backbone of the high-quality work ethic put into each loan we originate.

Why work at Tabor Mortgage Group? Tabor Mortgage Group has been awarded the title of Charleston's Choice, Best Mortgage Company-6 years running.

You will receive unrivaled training and support including a dedicated marketing team, loan partner assistants available for all loan officers, and sales manager support to help you learn and grow.

The company provides lead generation, available to all loan officers, including radio commercials, billboards, mailers, social media, review calls, SEM spending, and lead purchases.

Diverse product portfolio to include bank statement / 1099 loans, DSCR, bridge loans, construction-to-perm, credit scores down to 500, and below-market-rate programs.

Job Requirements :

• Originate new business through company-provided leads, including taking complete applications to qualify customers.
• Interview applicants and evaluate creditworthiness to determine financial eligibility by processing loan applications and documentation with specified limits
• Qualify borrowers; pull credit; price loans; lock loans; collect documentation; follow through with borrowers and realtors to ensure expectations are being met
• Work directly with the processor on pipeline management, alignment, and collecting documentation as requested
• Maintain and update account records - manage files in Encompass to be sure records are always accurate
• Lead person on transactions, including communication with team members, realtors, and borrowers
• Communicate with clients to request or provide information
• Ability to deal honestly and ethically with clients, employees, and business partners to achieve desired goals
• Operate in compliance with laws and regulations and adhere to lending compliance guidelines
• Develop referral networks, suggest alternate channels, and cross-sell products and services
• Go the extra mile to build trust relationships, customer loyalty, and satisfaction throughout the underwriting process
• Attend weekly sales meetings and staff events

Qualifications :

• Proven working experience as a Mortgage Loan Officer. Closing a minimum of 2 self-generated loans a month.
• Active NMLS LO license.
• Effective sales and marketing skills, including the ability to generate new business through networking, referral partners, and other referral sources
• Familiarity with computers and banking applications / software
• Solid understanding of lending products and practices
• Excellent communication and interpersonal skills
• Customer satisfaction orientation and sales competencies
• Ability to work in a goal-oriented environment

Compensation and Benefits :

• Potential to receive 200 bps compensation in year 1 for qualified candidates
• Steady work environment
• Company-provided marketing and leads
• Company-paid loan partner for all Loan Officers
• A comprehensive benefits package
• Full Medical Insurance including dental and vision
• Health Savings and Flexible Spending Accounts
• Company-paid life insurance
• Traditional and Roth 401(k) options with company match

Tabor Mortgage Group is an Equal Employment Opportunity Employer.

Job Type : Full-time