Capital Markets Credit Analyst

Credit Analyst

Full-time position for the Capital Markets department located in the Administrative Office, Turlock, CA.

As a farmer-owned co-op with over 100-year history serving the agriculture community in Stanislaus, Merced, Tuolumne, and Mariposa counties, Yosemite Farm Credit has a commitment to our region's agriculture. The Association currently provides lending services to approximately 5,200 customers with loan volume over $4.9 billion. Major commodities financed include dairy and almonds, in addition to irrigated field crops, cattle, and walnuts. Yosemite Farm Credit's culture of collaboration and team values provides a great atmosphere that allows individuals to contribute to its Vision - Helping Our Members Prosper!

Job Responsibilities / Duties

The Credit Analyst duties for Capital Markets include obtaining, preparing, inputting, and reviewing financial and credit related information related to purchased loans. This position will assist Capital Markets with various branch loans that are participated with other Farm Credit Associations and other financial institutions. Other duties include reviewing and managing various reports, maintaining files and records, preparing and reviewing participation documents for signature, effectively working with other Farm Credit Associations and outside audiences to accomplish customer service commitments and other duties as assigned.

Preferred Qualifications

• BA / BS degree in Business Administration or Agricultural Business with concentration in Finance, Accounting or equivalent.
• Minimum 1 year experience in credit or credit support function.
• Knowledge of agriculture desirable.
• Must have good computer skills and be proficient in Windows, Excel, Word, and Adobe.
• Must have a good understanding of accounting and finance.
• Must have good analytical and statistical skills to evaluate, prioritize, and categorize data for credit related activities.
• Excellent interpersonal, written and verbal communication skills.
• Must generate highly accurate work, meet deadlines, and effectively manage changing priorities.

Grade / Salary / Benefits

Yosemite Farm Credit offers a competitive benefit package that includes, but is not limited to, outstanding vacation / sick time accrual, health, dental, and vision plans, tuition reimbursement, 401k fixed AND company match, corporate fitness program, performance related compensation, volunteer time off and paid holidays.

The Base Salary for this position ranges from $4,800 (minimum) - $6,000 (maximum) per month, depending on experience. Position is also eligible to participate in annual incentive program (performance related compensation) earning up to 10% of annual base salary. This program is subject to Board approval.

Workplace Flexibility Program

Yosemite Farm Credit offers a Workplace Flexibility Program for qualifying positions that provides the opportunity to have a hybrid (in office and work from home) schedule. The Workplace Flexibility Program includes an allowance of up to $500 for qualifying expenses to outfit employees' home office. Please note, this is not a fully remote position.

Application Deadline

Applications will be accepted through November 18, 2025.

If you have questions regarding the job posting or need additional information, please contact Ridge Easton at (209) 667-2366.

Yosemite Farm Credit is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. For employment related questions or if you have a disability and wish to seek a reasonable accommodation during the application process, please contact our HR team at careers@yfc.ag or 209-667-2366.