Senior Personal BankerPartners Bank • Sanford, ME, US

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Senior Personal Banker

Partners Bank • Sanford, ME, US

1 day ago

Job type

Full-time

Job description

Commercial Banker III

Department : Commercial Lending

Reports to : Senior Commercial Banker / Commercial Loan Department Manager

Supervises : None

Status : Full-Time / Exempt / Hybrid

Must already be authorized to work in the United States. Relocation is not provided.

Partners Bank is a rapidly growing community bank with operations in Maine and New Hampshire that has established superior service level expectations. We offer generous compensation and benefits while fostering opportunities for growth and flexible work schedules when appropriate.

Summary for the Commercial Banker III :

Business development (New loan origination)
Oversee individual loan portfolio and assess commercial credit risk.
Assist Commercial Loan Department Manager in their absence.

Job Requirements for the Commercial Banker III :

Bachelors degree in business, finance or related field.

Ten plus years of experience as a commercial lender.

The ability to develop and administer up to a $40mm portfolio.

Knowledge of commercial lending policies and procedures.

Knowledge of lending services and related areas.

Good managerial, communication and sales skills.

Specific Job Functions for the Commercial Banker III :

Analyze the credit history of applicants and determines their loan repayment capabilities.

Negotiate credit terms, such as costs, loan repayment methods and collateral specifications.

Develop and maintain interest rate structure to be consistent with financial institution policies and procedures, and to be competitive with current market rates.

Evaluate potential and existing customer loan requests and makes loan recommendations to management.

Review new laws and regulations that influence business lending within Partners Bank and makes recommendations to management when necessary.

Develop new customer prospects and business for the financial institution.

Make policy and procedures recommendations as needed.

Community involvement to promote bank products and services i.e. : Rotary, Kiwanis or other Civic groups.

This Job Description for the Commercial Banker III describes the essential functions and qualifications of the job described. It is not an exhaustive statement of all the duties, responsibilities, or qualifications of the job. This document is not intended to exclude modifications consistent with providing reasonable accommodations for a disability. This is not a contract.

Our generous benefits are listed on our website : Partners.Bank / about / careers /

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Personal Banker • Sanford, ME, US

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