Mortgage Retail Sales Consultant

Mortgage Retail Sales Consultant (SAFE)

Wells Fargo is seeking an Mortgage Retail Sales Consultant (SAFE) in Consumer Lending as part of Home Lending. In this role, you will :

Participate in soliciting residential mortgages from various sources

Produce high quality loans which are compliant and provide excellent customer service

Build relationships with realtors, builders, financial professionals, bank stores, past customers, and other non-traditional sources

Develop and maintain a high degree of visibility for Wells Fargo Home Mortgage in the marketplace; stay informed of mortgage industry trends and developments in the assigned market

Present recommendations for producing loans and exercise some independent judgment while developing understanding of and adherence to Mortgage Retail Sales functional area, policies, procedures, compliance requirements, and generating loans

Understand real estate appraisals, title reports, and real estate transactions

Receive customer applications, quote the rate and points, and complete follow-up activities with the registration lock-in; analyze and offer mortgage loan products based on client needs

Review and analyze low to moderately complex financial and credit data; match customer needs with an appropriate loan program and level of risk

Inform prospective and existing customers of Wells Fargo Home Mortgage programs, rates, policies, underwriting requirements, and loan procedures; maintain high standard of client satisfaction and quality by ensuring timely and proactive customer communication

Pursue Wells Fargo training offerings to increase knowledge of company products, policies and procedures, and underwriting requirements

This SAFE position has customer contact and job duties which may include the offering / negotiating of terms and / or taking an application for a dwelling secured transaction. As such, this position requires compliance with the S.A.F.E. Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements, including acceptable background investigation results.

Individuals in a SAFE position also must meet the Loan Originator requirements under Regulation Z (LO) outlined in the job expectations below.

Required Qualifications :

2+ years of Mortgage Retail Sales experience, or equivalent demonstrated through one or a combination of the following : work experience, training, military experience, education

Desired Qualifications :

Basic Microsoft Office skills

Documented retail residential mortgage fundings over the past 12 months referred primarily from established, local, external sources

Excellent verbal, written, and interpersonal communication skills

Mortgage industry experience

Knowledge and understanding of sales prospecting and generating referrals

Experience developing and cultivating professional relationships

Customer service experience

Job Expectations :

This position requires SAFE registration at the time of employment. Wells Fargo will initiate the SAFE registration process immediately after your employment start date.

Ability to lift 20+ pounds

Reliable transportation

Ability to work nights, weekends, and / or holidays as needed or scheduled

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements :

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

Req Number : R-501060