Senior Closing Specialist

United Mortgage Lending seeking a highly motivated person to join our team as a Mortgage Loan Closing Coordinator in Troy, MI.

Job Title : Senior Closing Specialist

Job Summary :

The Mortgage Closer is responsible for preparing, reviewing, and coordinating the closing of residential and / or commercial mortgage loans. This role ensures that all loan documentation is accurate, complete, and compliant with internal policies and regulatory requirements. The Mortgage Closer works closely with loan officers, underwriters, title companies, attorneys, and borrowers to facilitate a smooth closing process.

Key Responsibilities :

• Review approved mortgage files for accuracy, completeness, and compliance with state, federal, and company regulations.
• Prepare and issue closing disclosures (CDs) and final closing packages, including promissory notes, deeds of trust, and other legal documents.
• Coordinate with title companies, attorneys, and escrow agents to ensure timely and accurate closing.
• Confirm all closing conditions have been met prior to disbursement.
• Monitor loan pipeline and prioritize files based on scheduled closing dates.
• Resolve any discrepancies or issues that may delay loan funding or closing.
• Ensure proper disbursement of loan funds and confirm post-closing documentation is received and filed.
• Maintain detailed records of all loan closings and communicate status updates to relevant parties.
• Stay up-to-date on lending regulations, compliance standards, and industry best practices.

Qualifications :

High school diploma or equivalent required; associate or bachelor’s degree in business, finance, or related field preferred.

2+ years of experience in mortgage closing or a similar role in the mortgage / lending industry.

Knowledge of TRID regulations, RESPA, and other federal mortgage lending laws.

Proficiency with Salesforce and Microsoft Office Suite.

Excellent attention to detail, organizational skills, and time management.

Strong communication and problem-solving skills.

Ability to work in a fast-paced, deadline-driven environment.

Preferred Skills :

Experience with FHA, VA, USDA, and conventional loan products.

Familiarity with eClosing platforms and digital mortgage technology.

Preferred skills :

Experienced in Salesforce

Required Experienced in residential mortgage closings, including work with United Wholesale Mortgage or similar financial institutions

Education :

High school diploma / GED

Language :

English

Schedule :

8 hour shift 8 : 00AM to 5 : 00PM

Monday to Friday

Job Type : Full-time

Pay : $20.00 - $25.00 per hour

Benefits :

401(k)

401(k) matching

Dental insurance

Health insurance

Vision insurance

Experience :

Salesforce : 2 years (Required)

Ability to Commute :

Troy, MI 48084 (Required)

Ability to Relocate :

Troy, MI 48084 : Relocate before starting work (Required)

Work Location : In person