Mortgage Processor II

SouthState Loan Specialist

The SouthState story is one of steady growth, deep community roots, and an unwavering commitment to helping our customers move forward. Since our beginnings in the 1930s to becoming a trusted financial partner across the South and beyond - we are known for combining personal relationships with forward-thinking solutions.

We are committed to helping our team members find their success while maintaining the integrity of our values : building trust, fostering lasting relationships and pursuing excellence. At SouthState, individual contributions are recognized, potential is cultivated and team members are inspired to achieve their greater purpose. Your future begins here!

Functions for this position include managing a pipeline of loan applications, collection and review of mortgage related documents and driving the loan process from application thru closing. Responsible for delivering an excellent borrower experience through direct interaction. Ensures compliance with SouthState Bank Code of Business Conduct and Ethics and other operating procedures.

• Highly proficient in all loan types and highly complex income and loan scenarios. Maintains a high level of expertise of the policies, procedures, investor guidelines, bulletins, and alerts.
• Review and analyze application, supporting documentation, AUS Findings, and Investor program guidelines to evaluate acceptable source of funds for closing / reserves, calculate all sources of income, and review collateral for acceptability to determine overall credit worthiness and investor salability.
• Request documents from Mortgage Banker and / or customer, keeping both up to date on the loan status.
• Borrower white glove experience
• Submit complete and accurate file to applicable Automated Underwriting System and SouthState internal Automated Underwriting System (Candor) or any other applicable technologies, follow up and clear all conditions.
• Submit complete and accurate file to closing.
• Coordinate closings with all parties and manage pipeline to meet closing and lock expiration dates.
• Ensure compliance with SouthState Bank Code of Business Conduct and Ethics and other operating policies and procedures. Complete compliance training, adhere to all anti-money laundering guidelines and procedures and all regulatory requirements.
• Maintain up to date knowledge of industry standards, regulations, and market trends.
• Assist with post-closing, government insuring, and pre / post-audit reviews.
• Accept and perform other duties that are determined to be essential.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Competencies

Qualifications, Education, and Certification Requirements

Training Requirements / Classes

Required annual compliance training.

Physical Demands

Must be able to effectively access and interpret information on computer screens, documents, reports. This position requires a large amount of time in front of a computer. This can be done sitting or standing with use of the right desk.

Travel

Travel may be required to come to meetings as needed.

In accordance with Colorado law : Colorado pay for this position is anticipated to be between $48,647.00 - $77,710.00 , actual offers to be determined based on applicant's skills, experience and education. While the anticipated deadline for the job posting is 11-23-2025, we encourage you to submit your application as we may still consider qualified candidates beyond this date.

Equal Opportunity Employer, including disabled / veterans.