Senior Associate, Risk Management - Governance, Valuations, & Innovation

Senior Associate, Risk Management - Governance, Valuations, & Innovation

Capital One's Governance, Valuations, & Innovation (GV&I) Team is a second line of defense function housed within the Credit Risk & Analytics (CR&A) Division. GV&I is responsible for Risk Governance, Risk Appetite, Credit Risk Policy, and Assurance Exam Management activities for the Commercial Bank. The team's contribution is critical in providing a foundation for sound risk management practices, complying with internal policies and regulations, and exhibiting the overall culture of Capital One.

Role Description

GV&I is seeking a motivated self-starter to join our dynamic team. The role offers exposure to a broad set of risk management activities and opportunities for professional growth. The individual will partner with associates across the Enterprise, Commercial Bank, and within CR&A to support integral efforts to streamline policy frameworks and implement strategic, transformative changes for the firm.

The ideal candidate should have an understanding of risk management practices and be looking to deepen their knowledge in risk governance, enterprise risk, and commercial credit risk. They must be able to effectively communicate and influence partners across multiple functional areas and levels of the organization. Strong analytical skills, attention to detail, and the ability to adapt in a dynamic environment are essential to succeeding in this role.

Specific responsibilities include, but are not limited to :

• Supporting the management of credit policy lifecycle, including drafting policy updates and communicating changes to stakeholders
• Assisting stakeholders with policy questions
• Collaborating with stakeholders across the three lines of defense to ensure products and initiatives are in compliance with regulatory and internal policy requirements
• Assisting with ad-hoc projects / initiatives
• Formulating and implementing solutions, leveraging technology to enhance credit processes
• Leveraging data to provide insights that enable stakeholders to make data-based decisions
• Assisting with exam management and the remediation of Regulatory and Internal findings
• Promoting GV&I's learning and culture by facilitating continuous learning activities and team interactions

Desired Skills :

Basic Qualifications :

Preferred Qualifications :

This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and / or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

Capital One is an equal opportunity employer (EOE, including disability / vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries.