Mortgage Underwriter

Choice Mortgage Group is seeking a talented and experienced DE Mortgage Underwriter to join our growing team. We are a family-oriented organization that takes pride in the work environment we have built. You’ll be responsible for ensuring FHA and Agency loan applications are underwritten with all required documents submitted correctly and that loan files are in accordance with the latest investor guidelines and industry standards. The ideal candidate is an organized, detail-oriented professional who wants to play a key role on a winning team. If this sounds like you, apply today! Remote work is available. Responsibilities :

• Underwriter completes a thorough analysis of loan files to determine compliance with company, investor, Fannie Mae, Freddie Mac and FHA / VA guidelines.
• Underwrites the entire credit package and collateral for residential mortgage loans and ultimately ensures an “investment” quality loan product.
• Checks the accuracy of all calculations and data integrity. Completes all required underwriting worksheets and checklists
• Underwriter must be available to processors and loan officers or any other team members for general Underwriter guideline interpretations and questions on specific loan files.
• Responds to post-closing reviews and audits in a timely fashion. Qualifications :
• Knowledge of home loans and residential mortgages such as conventional, VA, FHA, and USDA loans, and loan products
• Knowledgeable in automated underwriting systems and Microsoft office
• Strong decision-making and communication skills
• B.S. in business or related field required
• 10+ Years of mortgage underwriting experience required Compensation : $75,000 plus per file bonus of underwritten files
• Underwriter completes a thorough analysis of loan files to determine compliance with company, investor, Fannie Mae, Freddie Mac and FHA / VA guidelines.
• Underwrites the entire credit package and collateral for residential mortgage loans and ultimately ensures an “investment” quality loan product.
• Checks the accuracy of all calculations and data integrity. Completes all required underwriting worksheets and checklists
• Underwriter must be available to processors and loan officers or any other team members for general Underwriter guideline interpretations and questions on specific loan files.
• Responds to post-closing reviews and audits in a timely fashion.

Compensation : $75,000 per year