Auto Consumer Underwriter (CST)

The Opportunity

For over 100 years we’ve helped dealers serve their customers by providing the best-in-class products and services they need and by remaining true to the automotive passion we share.

Take the wheel on your career and join a team that is dedicated to providing world class support to our customers as they look to purchase and lease vehicles.

We are problem solvers, we value diverse thinking, we support one another, and we challenge ourselves to think bigger in the journey to deliver customer-obsessed auto finance products and solutions.

A Consumer Underwriter Auto Finance evaluates, negotiates, and decisions consumer offerings within Ally’s underwriting policies to further grow application and contract volume.

They build and maintain a portfolio of dealers and provide best-in-class relationship management for their assigned territories as a crucial part of the Ally Auto framework.

THIS POSITION IS A HIGHLY PREFERRED HYBRID (Downer's Grove, IL office) POSITION, BUT IS OPEN TO CANDIDATES IN THE CST TIMEZONE WHO HAVE MOST OF THE DESIRED REQUIREMENTS

The Work Itself

• Increase dealer portfolio revenue by practicing sound underwriting judgment and upholding Ally’s risk management principles
• Leverage high-touch and high-tech capabilities to negotiate contracts
• Demonstrate market awareness, strong listening, and adaptability as you build and cultivate strong relationships with dealers
• Requires flexibility in work schedule; evening hours, limited travel, and weekends required

The Skills You Bring

• 1+ years in auto finance consumer underwriting or Auto Dealership Finance (prime, sub-prime, and / or non-prime) required
• 3+ years of Auto consumer underwriting highly preferred
• Bachelor’s degree preferred
• Excellent sales, negotiation, problem solving, and analytical skills
• Quarterly travel will be required
• Self-starter with a high level of productivity and sense of ownership, with the ability to learn quickly and apply knowledge to new situations
• Familiarity with the Auto Finance industry, consumer credit, and trend analysis / analytics with the ability to work independently and drive your business results

How We'll Have Your Back

Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals.

Our Total Rewards program includes industry-leading compensation and benefits plus additional incentives that are designed to meet your needs and those of your family so you can get the most out of your career and your life, including :

• Time Away : 11 paid holidays, 20 paid time off days, and 8 hours of volunteer time off, yearly (paid time off is prorated based on start date)
• Planning for the Future : plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan pay downs and 529 educational save up assistance programs, tuition reimbursement, employee stock purchase plan, and financial learning center and financial coach access.
• Supporting your Health & Well-being : flexible health and insurance options including medical, dental and vision, employee, spouse and child life insurance, short- and long-term disability, pre-tax Health Savings Account with employer contributions, Healthcare FSA, critical illness, accident & hospital indemnity insurance, and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially.
• Building a Family : adoption, surrogacy and fertility assistance as well as paid parental and caregiver leave, Dependent Day Care FSA back-up child and adult / elder care days and childcare discounts.
• Work-Life Integration : other benefits including Mentally Fit Employee Assistance Program, subsidized and discounted Weight Watchers® program and other employee discount programs.
• Other compensations : depending on the role for which you are considered, you may be eligible for travel allowances, relocation assistance, a signing bonus and / or equity.
19 days ago