Commercial Underwriter UT or ID (In Office)

Did you know that Zions Bancorporation is one of the nations premier financial services companies with total assets exceeding $70 billion With local management teams at the helm in 11 western states Zions is dedicated to making a difference in their local communities. At Zions we havent forgotten who keeps us in business meaning were committed to the success of our customers and our employees. Here the possibilities are endless come for a job stay for a career. This is an in-office role with the office being located in either Utah or Idaho.

The ideal candidate for the Portfolio Manager will have the skills and experience necessary to fulfill the following responsibilities and qualifications :

Manage and service a portfolio of existing loan relationships.

Expand and build relationships with a high degree of resultant customer satisfaction.

Ensure financial statements are spread and analyzed address industry risks monitor collateralrequirements loan structuring and pricing credit analysis underwriting monitor credit performance and assist with loan presentations.

Handle reporting on loans such as past dues documentation and collateral exceptions financial performance updates portfolio profitability risk grades etc.

Keep informed of financial and market trends in the portfolio and analyze those trends for the effect they willhave on the portfolio.

Assists bankers with new and existing loan requests and other special projects.

Perform other duties as assigned.

Qualifications :

Requires a bachelors degree in Finance Business or other related field and 2 years of banking relationship management lending underwriting and credit experience or other directly related experience.

An equivalent combination of education and experience may meet qualifications.

Knowledge of various types of loans credit analysis spreading and analyzing financial statements riskanalysis credit scoring loan documentation etc.

Knowledge of banking products services policies procedures and regulations.

Solid credit skills in underwriting financial modeling valuations and adherence to policy.

Requires solid customer service relationship organizational analytical and creative problem-solving skills.

Ability to meet deadlines.

Must have solid communications skills both verbal and written.

Knowledge of various software applications including word processing and spreadsheets.

Benefits :

Medical Dental and Vision Insurance - START DAY ONE!

Life and Disability Insurance Paid Parental Leave and Adoption Assistance

Health Savings (HSA)Flexible Spending (FSA) and dependent care accounts

Paid Training Paid Time Off (PTO) and Paid Federal Holidays

401(k) plan with company match Profit Sharing competitive compensation in line with work experience

Mental health benefits including coaching and therapy sessions

Tuition Reimbursement for qualifying employees

Employee Ambassador preferred banking products

Employees may at the companys discretion be eligible to receive a cash bonus award

Salary Range : (depending on experience) $90488 to $120650

Key Skills

Loan Processing,Computer Skills,Fraud,Math,Banking,Pricing,Analysis Skills,Fair Housing Regulations,Underwriting,Financial Analysis,negotiation,Phone Etiquette

Employment Type : Full Time

Experience : years

Vacancy : 1

Monthly Salary Salary : 90488 - 120650