Consumer Loan Processor

Consumer Loan Processor

Are you passionate about supporting agriculture and rural communities? Do you thrive in a relationship-driven environment where your analytical skills and customer service make a real impact? If so, we want to hear from , you!

As a Consumer Loan Processor at AgCarolina Farm Credit, you'll play a key role in processing consumer home and lot loans and other disclosures subject to TRID. This job requires an ability to process consumer loan requests timely and accurately while observing all related Federal, State, and FCA regulatory rules and regulations. You should enjoy the challenge of a fast-paced, team-oriented work environment where you maintain excellent attention to detail and customer service skills. You'll be part of a culture that values mentorship, candid conversations, and timely decision-making-all in service of agriculture and rural communities.

What You'll Do :

• Prepare various loans documents in accordance with approved credit package, ensuring terms, rates, conditions, collateral, descriptions, and other related information is accurately conveyed to the borrowing entities
• Prepare and submit attorney instruction letters, ensuring the attorney provides accurate and timely services for loan closings
• Work closely with the Loan Officer, Financial Specialists, Servicing Specialists, and 3rd party attorney / closing agents to ensure an accurate and timely loan closing is completed. Process and verify that all intended collateral lien positions are perfected
• Ensure scanning and filing of pertinent loan documents, forms, and checklists are completed timely to result in a properly set up loan file in accordance with ACA policy and procedure
• Prepare appropriate loan funding, which may include check(s) and / or wires. Ensure funding is in accordance with ACA internal control policy and procedure
• Timely and accurately book loan transactions to the system, ensuring both cash and non-cash processing is completed
• Ensure accuracy between the approved credit package, documents, and final system data entry.
• Complete initial post-closing loan verification and document quality review to ensure complete and accurate financial reporting
• Assist when needed with incoming phone calls and branch visitors. Focus on building strong relationships in order to return maximum value
• Adhere to the ACA's internal controls and compliance policy and procedures as it relates to all actions performed
• Efficiently supports and prioritizes high quality loan servicing and accounting from application through loan satisfaction / release

What We Value :

At AgCarolina, we believe in :

Customer Focus - Building strong relationships through responsiveness and professionalism

What We're Looking For :

Why Join Us?

If you're looking for :

AgCarolina Individual Competencies :

1. Communicates Effectively

2. Action-Oriented

3. Makes Good Decisions

4. Collaborates

5. Focuses on Our Members

6. Welcomes Everyone and Treats Them Fairly

7. Leadership

Internal candidates must have at least 1 year of Farm Credit experience, a Fully Successful rating or higher on their most recent performance review and have been in their current role for at least 1 year before applying.

Interview Process :

Applications received within the first 2 weeks of posting date will receive priority consideration. The position will remain open, however, until the vacancy is filled.

1. Phone Screen with AgCarolina HR Representative

2. In-person interview

Equal Opportunity Employer / including Disabled / Veterans. AgCarolina is unable to sponsor employment visas at this time.