Financial Institutions Department - Credit VP

Vice President, Credit Risk Analyst

The Vice President, Credit Risk Analyst will conduct various types of credit analysis on loans and perform the annual review of credit limits. In addition to administer and maintain superb relationships with Financial Institutions to expand the bank's customer base and increase the business with each in correspondent in accordance with established policy and procedures. Coordinate with LCD, CRM and IAD to ensure the bank relationships follow the most up-to-date OCC and other regulations.

Responsibilities

Credit Portfolio Maintenance / Credit Officer

• Conduct in-depth thorough analysis of new credit requests, credit change requests, renewals and annual customer relationship reviews
• Report any findings that may have an adverse effect on loan collateral or borrower's ability to pay / repay the loan
• Present detailed credit analysis to relevant parties (e.g. Loan Officers)
• Ensure all credit files are complete with supporting documentation
• Perform annual file reviews
• Update CRR and Credit usage tracker
• Complete any credit related tasks / assessments requested by 2nd line in a timely manner
• Participate in internal and external audit request, and take remediation actions is needed
• Participate in special projects and other duties as assigned
• Generate monthly reporting items for CRC and regulatory required items

Credit Review and Ongoing Screening

Customer Service

Other Duties

Qualifications

Pay Range

Actual salary is commensurate with candidate's relevant years of experience, skillset, education and other qualifications.

USD $110,000.00 - USD $230,000.00 / Yr.