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W2 Contract : : Business Analyst (Credit Risk & Data Analysis) in Charlotte, NC (Hybrid) : : F2F

W2 Contract : : Business Analyst (Credit Risk & Data Analysis) in Charlotte, NC (Hybrid) : : F2F

JS ConsultingNC, United States
4 days ago
Job type
  • Full-time
  • Quick Apply
Job description

Job Title : Business Analyst (Credit Risk & Data Analysis)

Location : Charlotte, NC (Hybrid two days on-site) Need Local

Duration : 6-12+ Months (Contract)

Interview : Video / Onsite Interview

Visa - USC & GC Only

Job Description

Interview : Teams with final round in person (can be done in Charlotte or NY / NJ area for this final round)

LinkedIn ID needed.

We are seeking a highly skilled and detail-oriented Business Analyst to join our Risk Technology team. The ideal candidate will have strong experience in SQL , data mapping , Data modeling and data profiling , with a deep understanding of credit risk processes . This role involves working closely with stakeholders across Risk, Data, and Technology teams to ensure data integrity, support risk initiatives, and drive strategic initiatives.

Key Responsibilities :

  • Collaborate with business stakeholders to gather and document requirements related to credit risk data and analytics.
  • Perform data mapping between source systems and target models, ensuring accuracy and completeness.
  • Conduct data profiling to assess data quality, identify anomalies, and support remediation efforts.
  • Write complex SQL queries to extract, analyze, and validate data from various databases.
  • Work with IT and data engineering teams to define data transformation rules and ensure proper implementation.
  • Create and maintain documentation including data dictionaries, process flows, and business rules.
  • Lead or support UAT (User Acceptance Testing) for data-related projects.
  • Provide insights and recommendations based on data analysis to improve credit risk strategies.
  • Support the development and enhancement of credit risk models by providing high-quality data inputs.

Required Qualifications :

  • Bachelor's or Master's degree in Finance, Business, Computer Science, or a related field.
  • 5+ years of experience as a Business Analyst in financial services, preferably in credit risk .
  • Strong proficiency in SQL and experience working with large datasets.
  • Hands-on experience with data mapping , data profiling , and data quality tools.
  • Solid understanding of credit risk concepts, including exposure, PD, LGD, EAD, and risk-weighted assets.
  • Familiarity with regulatory frameworks such as Basel III, IFRS 9, or CCAR.
  • Excellent analytical, problem-solving, and communication skills.
  • Ability to work independently and manage multiple priorities in a fast-paced environment.
  • Preferred Skills :

  • Experience with data visualization tools (e.g., Power BI, Tableau).
  • Knowledge of data governance and metadata management.
  • Exposure to cloud platforms (e.g., Azure, AWS) and big data technologies.
  • Experience with Python or R for data analysis is a plus.
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    Credit Risk Analyst • NC, United States

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