Senior Underwriting Consultant

RGA Life Insurance Underwriter

RGA is a purpose-driven organization working to solve today's challenges through innovation and collaboration. A Fortune 500 Company and listed among its World's Most Admired Companies, we're the only global reinsurance company to focus primarily on life- and health-related solutions. Join our multinational team of intelligent, motivated, and collaborative people, and help us make financial protection accessible to all.

Position Overview

Under limited supervision, evaluates and classifies medical, non-medical, and financial risks on complex risks for life insurance up to $10,000,000 with approval authority up to $5,000,000. Ensures rate quotes are fair and equitable to clients, profitable to RGA Re, and completed within the required time frames. Maintains strong client relationships by providing underwriting solutions to client issues and communicating underwriting decisions, compromises and solutions in a professional, client-focused manner.

Responsibilities

• Appraises and underwrites complex risks for life insurance with approval authority up to $5,000,000 and ensures underwriting quotes are sound, competitive and profitable to RGA Re.
• Processes casework load to ensure completion in a timely, efficient manner, meeting or exceeding time service / productivity goals and offer / decline ratios; and ensuring compliance with internal underwriting and audit guidelines.
• Provides underwriting solutions to clients by partnering with them to identify unique, creative ways to solve their problems and improve their business results.
• Builds and maintains strong working relationships with clients by gaining knowledge of clients' business and uses effective listening skills to understand their needs. Effectively communicates, sells and negotiates RGA Re's underwriting decisions.
• Keeps abreast of new client company or industry products, current developments and changes in medical and financial underwriting and maintains / updates professional development through study of literature and participation in seminars.
• Identifies image system issues, sometimes on a remote basis, and reports inconsistencies or problems.
• Collaborate with Medical Directors, other team members, internal departments and other RGA Re offices to obtain expert knowledge, to assist in identifying solutions and resolutions to problems / issues resulting in quality results and client satisfaction.
• Participates in special projects, committees, and meetings and assists in client presentations, as required.
• Assists in department training, updating internal underwriting guidelines / procedures, gathering client profiles, audit reviews, and in other department areas as needed.
• Maintains regular and predictable attendance.
• Performs backup support and other duties as assigned.

Qualifications

What you can expect from RGA :

Compensation Range : Base pay varies depending on job-related knowledge, skills, experience and market location. In addition, RGA provides an annual bonus plan that includes all roles and some positions are eligible for participation in our long-term equity incentive plan. RGA also maintains a full range of health, retirement, and other employee benefits.

RGA is an equal opportunity employer. Qualified applicants will be considered without regard to race, color, age, gender identity or expression, sex, disability, veteran status, religion, national origin, or any other characteristic protected by applicable equal employment opportunity laws.