Management Liability Underwriter

Underwriter

Our Management Liability Team is seeking an Underwriter to join the team in our Indianapolis, IN, Howell, MI, or Cincinnati, OH locations. This is a hybrid or remote opportunity. This is a full time, exempt role.

POSITION OVERVIEW : Responsible for identifying, soliciting, underwriting and selling new and renewal Management Liability accounts that drive profitable growth and align with Industry Segments and team goals. Apply technical, sales and analytical skills to provide insurance solutions that help Hanover's customers manage risk. Demonstrates a thorough understanding of Hanover's strategies and appetites and will use internal and external data to make appropriate individual and portfolio risk decisions. Operates with limited daily supervision, seeks technical direction for matters outside one's authority and general expertise. Operates within a standard letter of authority for all underwriting decisions while managing a book of business, generally with moderate to high technical complexity and coordination.

IN THIS ROLE, YOU WILL :

• Know and apply underwriting concepts including risk selection, exposure and hazard identification and control, coverage implications, and loss analysis.
• Use all appropriate underwriting tools, disciplines and strategies to ensure underwriting guidelines are followed.
• Understand pricing components and rating methodology and correlates pricing to exposures
• Instinctively know the key questions to ask to ascertain the full scope of operations and the key exposures and needed controls.
• Complete file documentation according to best practices guidelines and can clearly explain account decisions.
• Provide clear and concise rating instructions for quotes prior to generating proposal for presentation to the agent.

PORTFOLIO MANAGEMENT & FINANCIAL ACUMEN :

SALES MANAGEMENT :

WHAT YOU NEED TO APPLY :