Commercial Risk and Compliance Analyst

Commercial Risk and Compliance Analyst

Job Locations

US-PA-Lancaster

Requisition ID

2025-22741

Location Name

Corporate Headquarters

County

Lancaster

Category

Audit / Risk / Compliance

Position Type (Portal Searching)

Full-Time

FLSA Status

Non-Exempt

Value Proposition

Our values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communities. We champion a culture of continuous learning, work-life integration, and inclusion. We promote a digitally enabled work environment to continuously enhance the experience of our employees and customers.

Overview

This is a full-time, hybrid career opportunity based out of Corporate headquarters in Lancaster, PA. Hybrid work schedule is typically 2 days on-site and 3 days work from home.

This role supports the Commercial Compliance team by performing daily transaction monitoring, fraud alert monitoring, research, direct customer communication to remediate potential fraud issues, documentation review, and assisting with compliance reporting. This role interfaces directly with customers at times of stress, when potential fraud has been identified.

Responsibilities

Monitor, research, and clear ACH, wire, RDC, and merchant transaction alerts for anomalies or potential fraud.

• Work directly with clients to research and resolve risky and potentially fraudulent payments flagged through our alerting system, coordinate with internal fraud risk management department to research and resolve customer facing payment issues.
• Review account opening and risk limit approval documentation for completeness and compliance.
• Assist in compiling data for regulatory and internal risk reporting.
• Support audits and testing of transaction monitoring systems.

Qualifications

Education

Bachelor's Degree or the equivalent experience. Specialty : business or related. (Required)

Experience

3 or more years ACH, Wire, Fraud / Payment experience. (Required)

Other Duties as Assigned by Manager

This role may perform other job duties as assigned by the manager. Each employee of the Organization, regardless of position, is accountable for reading, understanding and acting on the contents of all Company-assigned and / or job related Compliance Programs, regulations and policies and procedures, as well as ensure that all Compliance Training assignments are completed by established due dates. This includes but is not limited to, understanding and identifying compliance risks impacting their department(s), ensuring compliance with applicable laws or regulations, and escalating compliance risks to the appropriate level of management.

Pay Transparency

To provide greater transparency to candidates, we share base salary ranges on all job postings regardless of state. We set standard salary ranges for our roles based on the position, function, and responsibilities, as benchmarked against similarly sized companies in our industry. Specific compensation offered will be determined based on a combination of factors including the candidate's knowledge, skills, depth of work experience, and relevant licenses / credentials. The salary range may vary based on geographic location.

The hourly rate for this position is $19.90 - $31.44.

Benefits

Additionally, as part of our Total Rewards program, Fulton Bank offers a comprehensive benefits package to those who qualify. This includes medical plans with prescription drug coverage; flexible spending account or health savings account depending on the medical plan chosen; dental and vision insurance; life insurance; 401(k) program with employer match and Employee Stock Purchase Plan; paid time off programs including holiday pay and paid volunteer time; disability insurance coverage and maternity and parental leave; adoption assistance; educational assistance and a robust wellness program with financial incentives. To learn more about your potential eligibility for these programs, please visit Benefits & Wellness | Fulton Bank.

EEO Statement

Fulton Bank ("Fulton") is an equal opportunity employer and is committed to providing equal employment opportunity for all qualified persons. Fulton will recruit, hire, train and promote persons in all job titles, and ensure that all other personnel actions are administered, without regard to race, color, religion, creed, sexual orientation, national origin, citizenship, gender, gender identity, age, genetic information, marital status, disability, covered veteran status, or any other legally protected status.

Sponsorship Statement

As a condition of employment, individuals must be authorized to work in the United States without sponsorship for a work visa by Fulton Bank currently or in the future.