Sr. SAP S / 4 - SAP FICO / FSCD / FSPL / FS-SD functional - Hybrid with 50% travel

Job Description

Sr. SAP S / 4 - SAP FICO - Finance SME / FSCD   / FSPL & FS-SD -  functional Consultants - Remote some travel

Client pays all travel expenses and  it would be 1-2 weeks on site then remote 2-3 weeks.

Start Date : Immediate Start

Job Type : 3-6 Month Contract to hire

• Finance SME / FSCD   / FSPL & FS-SD -   With Subledger and Insurance concepts.  Also need Fintech / Interfaces and understanding of FSCD ( subledger for AR with GL posting)  FI-GL& AR, Batch Process Management, S4 / Hana on RISE and SAP Analytics Cloud ( SAP ) Conceptual knowledge

Working with Success Factors would be a plus. In addition, the individual would have client management skills – contractual performance, financial / budgetary management,  and client engagement, operational / Service Management disciplines for running a delivery team,

SAP FICO – Finance SME / FS-CD / FS-PL Functional Consultant

Role Overview

The SAP FICO – Finance SME will lead the design, configuration, and implementation of financial processes within SAP S / 4HANA (or ECC), with a strong focus on Financial Services Collections & Disbursements (FS-CD) and Financial Services Profit & Loss (FS-PL) modules.

This role will partner closely with business stakeholders in Finance, Accounting, and Insurance Operations to deliver end-to-end solutions that support collections, disbursements, premium postings, claims accounting, and policy-related financial reporting.

Key Responsibilities

Solution Design & Blueprinting

Lead workshops to gather business requirements for Finance, FS-CD, and FS-PL processes.

Map business requirements to SAP best practices for insurance and financial services.

Design end-to-end process flows integrating FICO with FS-CD, FS-PL, and other SAP modules (FI-GL, FI-AR, FI-AP, CO-PA, CO-OM).

Configuration & Development

Configure FS-CD for collections, disbursements, payment processing, account determination, and correspondence management.

Configure FS-PL for insurance portfolio financial postings, allocation rules, and reporting structures.

Set up integration between FS-CD and FI-GL, CO, and Insurance Contract Accounting (FS-ICM) .

Define and maintain master data structures for business partners, contract accounts, and policy groups.

Integration Management

Work with SAP technical teams to integrate FS-CD with external payment systems, banking interfaces, and claims / policy systems.

Support middleware configuration for inbound / outbound interfaces (IDocs, BAPIs, APIs).

Testing & Quality Assurance

Prepare functional specifications and work with ABAP teams for enhancements, user exits, and custom reports.

Lead unit, integration, and UAT testing for FICO, FS-CD, FS-PL components.

Ensure compliance with IFRS, GAAP, Solvency II, and other applicable accounting standards.

Support & Continuous Improvement

Provide post-go-live support and knowledge transfer to internal teams.

Identify process improvement opportunities in financial operations and insurance accounting.

Required Skills & Experience

SAP Expertise

8+ years in SAP FICO functional consulting, with at least 4 years in FS-CD and FS-PL .

Strong understanding of FI-GL, FI-AP, FI-AR, FI-AA, CO-PA, CO-OM .

Experience with S / 4HANA Finance innovations (Universal Journal, ACDOCA).

Knowledge of Insurance Contract Accounting (FS-ICM) a plus.

Business Knowledge

In-depth understanding of insurance industry finance processes , including premium billing, claims accounting, and commission payments.

Experience with collections, dunning, payment plans, and reconciliation processes.

Technical & Integration Skills

Experience in configuring business partner master data in FS-CD.

Familiarity with integration between SAP and non-SAP systems (banking, CRM, policy admin systems).

Working knowledge of IDocs, ALE, and interface troubleshooting.

Soft Skills

Strong business analysis and problem-solving skills.

Excellent stakeholder communication and workshop facilitation abilities.

Ability to work in Agile, Waterfall, or hybrid delivery models.

Preferred Qualifications

SAP Certified Application Associate – Financial Accounting with SAP S / 4HANA.

SAP FS-CD or FS-PL module certification.

Previous experience in large-scale insurance or financial services SAP programs.

Typical Deliverables

Business requirement documents (BRDs) & functional specifications (FS).

SAP configuration documents & transport management.

Test scripts, UAT sign-off, and defect logs.

End-user training materials and standard operating procedures.

Cutover plans and post-go-live support documentation.

Requirements

Requirements

Finance SME / FSCD / FSPL & FS-SD - With Subledger and Insurance concepts. Also need Fintech