Head of Compliance (Digital Bank / FinTech)

Head of Compliance (Digital Bank / FinTech)

Direct message the job poster from Olive Asset Management

We are looking for a Head of Compliance (Digital Bank / FinTech) who will take full ownership of our compliance function. This is a critical leadership role that requires both strategic vision and tactical execution. This role is responsible for designing, implementing, and leading a compliance program that enables digital banking while ensuring regulatory and legal adherence.

This is a role for someone with an entrepreneur's mindset : a builder who thrives in ambiguity, moves fast, and takes responsibility end-to-end. You'll need to be equally comfortable diving into the deepest details of a compliance reliance program with a banking partner as you are sitting at the table with leadership and board directors to shape company direction.

Beyond maintaining compliance, this role is a business enabler, partnering with product, engineering, design and operations teams to develop solutions that meet both regulatory requirements and customer needs. This requires balancing risk management with a practical, scalable approach that fosters innovation while maintaining regulatory integrity.

What You'll Do

Own compliance end-to-end : Lead all aspects of compliance strategy, execution, and team-building across global markets.

Manage critical relationships : Act as the key compliance liaison with regulators, banking partners, and auditors.

Embed compliance into the business : Works hand-in-hand with product, engineering, and business teams to ensure compliance considerations are integrated into product design, customer onboarding, and business expansion.

Build and scale the compliance team : Recruit, train, and mentor a high-performing compliance team that embodies Conduit's values of autonomy and ownership.

Stay ahead of regulations : Monitor evolving global regulatory frameworks in fintech, payments, and stablecoins; proactively adapts compliance programs to stay ahead of potential challenges.

Policy execution & strategy : Dive deep into operational compliance (KYB, KYC, AML monitoring, client risk scoring, transaction screening) while also defining licensing strategies and regulatory expansion roadmaps.

Mitigate risk while enabling growth : Design compliance frameworks that protect company customers while enabling rapid scaling across emerging markets.

Board-level reporting : Provide regular updates to the CEO, board, and business committee on banking compliance performance, risks, and key risk areas to support strategic decision-making.

Compliance education : Educates employees on practical compliance principles and develops a compliance-first culture.

Requirements

10+ years of experience in compliance, legal, or risk management roles within banking, fintech, financial services, or regulatory agencies

Proven track record of building or scaling compliance programs in product-driven, fast-paced environments, ideally at a digital bank, or FinTech company

Strong working knowledge of U.S. commercial and consumer financial regulations, including those relevant to digital banking, bank products, cross-border banking and payments

Experience designing and implementing AML / KYC / KYB programs, with knowledge of Bank Secrecy Act (BSA), OFAC requirements, UDAAP / UDAP, FACTA, Reg E, and FinCEN guidance

CAMS certification (or equivalent AML credential) strongly preferred

Demonstrated ability to interpret and apply regulations pragmatically, enabling compliant solutions that support digital banking and user experience

Experience engaging with state and federal regulatory bodies, auditors, and financial institution partners, with a confident and credible communication style

Comfortable working cross-functionally with product, engineering, legal, and operations to embed compliance into the product lifecycle

Familiarity with tooling for transaction monitoring, case management, and reporting

Exceptional communication skills with the ability to convey compliance risks, requirements, and opportunities to both technical and executive audiences

Bachelor's degree required; JD, CRCM, or other relevant certifications a plus

Seniority level

Mid-Senior level

Employment type

Full-time

Job function

Legal

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