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Fraud Alert Triage Specialist

Fraud Alert Triage Specialist

Mountain America Credit UnionSandy, UT, United States
2 days ago
Job type
  • Full-time
Job description

Please reference the schedule and minimum qualifications listed below before applying.

If you need assistance with filling out our application form or during any phase of the application, interview, or employment process, please notify our Human Resources Team at 801-366-6947 option 1 or email macurecruiting@macu.com and every reasonable effort will be made to accommodate your needs in a timely manner.

Job Summary

Monitor and address suspicious activities across various transaction types to protect our members from financial loss. This role involves using multiple fraud detection systems, handling inbound calls, and troubleshooting issues related to blocked transactions. The specialist ensures timely and accurate resolution of all alert notifications, provides quality service to members and employees, and appropriately restricts accounts to mitigate potential loss while minimizing the impact on legitimate member activity. Additionally, the specialist promptly escalates discovered fraud incidents to the Fraud Alert Investigations Team.

Job Description

LOCATION

Mountain America Center - Hybrid :

9800 S Monroe St

Sandy, UT 84070

SCHEDULE

This will be a hybrid schedule with both in office and remote work, depending on business need.

  • Current schedule is as follows;

Monday-Friday 10 : 30am-7 : 30pm with Rotating Saturdays

To be effective, an individual must be able to perform each job duty successfully.

  • Maintains Mountain America's mission, vision, and values by providing quality service to credit union members to resolve problems and enhance their financial relationship.
  • Utilize several fraud detection systems to identify and analyze suspicious activities in all types of transactions.
  • Review alerts and escalate potential fraud cases as necessary to Alert Investigators.
  • Intervene in cases of suspected fraud to prevent financial loss to members.
  • Take appropriate actions to secure accounts and mitigate risks.
  • Respond to inbound calls from branches, service teams, and members by aiding and supporting for fraud-related inquiries and issues.
  • Address and resolve issues related to blocked transactions caused by fraud rules.
  • Maintain accurate and detailed records of all fraud-related activities and interventions.
  • Prepare and submit reports on detected fraud incidents and resolution outcomes.
  • Work closely with Fraud Data Analyst to communicate Card Fraud findings or issues.
  • Share insights and findings to improve overall fraud detection and prevention strategies.
  • Provide excellent customer service by addressing members' concerns and ensuring a positive experience.
  • Educate members on fraud prevention and security best practices.
  • Promptly and appropriately logs complaints and submit SAR referrals
  • Complies with all regulations as required by law, including but not limited to the Bank Secrecy Act, OFAC, FACT Act, GLBA, Regulation CC, Regulation DD, Regulation Z, Regulation E and other regulations as required by law as it relates to the position.
  • Performs other duties as assigned.
  • KNOWLEDGE, SKILLS, and ABILITIES

    The requirements listed are representative of the knowledge, skills, and / or abilities required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential job functions.

    Experience

  • 1+ years of similar or related experience (Loss prevention, Fraud Investigation, etc.)
  • 2+ years of progressive responsibilities within a financial services institution
  • Experience in customer service
  • Education

    High school diploma or equivalent

    Licenses, Certificates, Registrations, Trainings

    Certified Fraud Examiner or equivalent desirable

    Computer / Office Equipment Skills

    Working knowledge of PC's, Windows, internet browsers, e-mail, Intermediate level Word and Excel. Knowledge of Internet security and protocols. Ability to applicable software applications.

    Managerial Responsibility

    Has no supervisory / managerial responsibilities

    Language Skills :

    Must have the ability to read and interpret documents such as safety rules, operating and maintenance instruction, and procedure manuals. Ability to write routine reports and correspondence. Ability to speak effectively before groups of employees, members, or clients.

    Other Skills and Abilities

    Proficient in verbal and written communication

    Tact and diplomacy are critical to this position

    Objective critical and analytical thinking are critical to this position

    PHYSICAL ABILITIES / WORKING CONDITIONS

    Physical Demands

    Must be able to and use hands to handle / feel occasionally

    Ability to stand, walk, sit, talk, and hear consistently

    Vision Requirements

    Close vision (clear vision at 20 inches or less)

    Distance vision (clear vision at 20 feet or more)

    Color vision (ability to identify and distinguish colors)

    Weight Lifted or Force Exerted

    Frequently lifts up to 10 pounds, occasionally lifts up to 25 pounds and rarely lifts up to 100 pounds.

    Environmental

    There are no unusual environmental factors (such as a typical office)

    Noise Environment

    Moderate noise (business office with computers and printers, light traffic)

    Mountain America Credit Union is an EEO / AA / ADA / Veterans employer.

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    Fraud Specialist • Sandy, UT, United States

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