Senior Claims Specialist-Westchester Property

We are seeking a Senior Claim Specialist to join our Westchester Property Claims Unit .

Westchester, a division of Chubb, is one of the largest and most diverse excess and surplus lines commercial property and casualty insurance underwriters in the United States. Focused on the wholesale distribution channel, Westchester provides innovative specialty products for property, specialty casualty, environmental, professional risk, inland marine, product recall, small business, binding and programs.

This “individual contributor” adjuster position will service first-party property claims throughout the United States, for our Digital, Programs and Middle Market business units by utilizing Independent Adjusters to determine cause of loss, coverage provided under the policy, and scope and repair value of damage.  Adjustment will be done by promptly contacting clients; promptly and properly developing the claims file to provide accurate and timely investigation and loss analysis; maintaining an active diary; monitoring a diary claims system to achieve timely development of file and timely disposition of the claim; recognizing and pursuing recovery where possible; adhering to all statutory regulations and unfair claim practices act; establishing accurate and timely reserves; and effectively communicating with all internal and external customers.

Key functions of the role include proper evaluation of coverage and valuation of claim settlements, appropriate use of experts, ensuring the adequacy of reserves, providing high level of customer service, while delivering quality claim results.

Education :  College degree preferred or equivalent in education and experience.

Competencies / Tech Skills :   We are seeking a candidate with 3-5 years of first-party commercial property claim handling experience. The ideal candidate will have a strong understanding of insurance contracts, industry trends, claim severity, and Chubb's systems, procedures, and philosophy.

Key qualifications include :

• Proven ability to collaborate effectively across teams and build strong relationships with Claims and Underwriting partners.
• Excellent verbal and written communication skills, with the ability to engage and address diverse audiences.
• Service- and results-driven mindset, with strong analytical and decision-making abilities.
• Innovative thinker with ability to multitask, prioritize, and stay organized to meet objectives.
• Advanced organizational and time management skills, with the flexibility to adapt to a dynamic business environment.
• Strategic and innovative problem-solving skills to deliver creative solutions and achieve business objectives.

This role requires a proactive approach to coordinating, deploying, and delivering exceptional claim service.

If you do not already have one, you will be required to obtain an applicable resident or designated home state adjuster's license within six months of employment.

Chubb is a world leader in insurance. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance, and life insurance to a diverse group of clients. The company is distinguished by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength, underwriting excellence, superior claims handling expertise and local operations globally.

At Chubb, we are committed to equal employment opportunity and compliance with all laws and regulations pertaining to it. Our policy is to provide employment, training, compensation, promotion, and other conditions or opportunities of employment, without regard to race, color, religious creed, sex, gender, gender identity, gender expression, sexual orientation, marital status, national origin, ancestry, mental and physical disability, medical condition, genetic information, military and veteran status, age, and pregnancy or any other characteristic protected by law. Performance and qualifications are the only basis upon which we hire, assign, promote, compensate, develop and retain employees. Chubb prohibits all unlawful discrimination, harassment and retaliation against any individual who reports discrimination or harassment.