AML Analytics Specialist

Join Our Team as an AML Analytics Specialist!

At Santander, we are an industry leader in financial services, committed to excellence and innovation. We believe our employees are our most valuable asset and strive to create an enriching career journey for you. Here, you will have the opportunity for continuous personal development and collaboration with a diverse team of professionals. If you are looking for a dynamic environment that prioritizes learning and growth, we want to hear from you!

Your Impact :

As an AML Analytics Specialist, you will be integral in maintaining the integrity of our bank and ensuring compliance with regulatory expectations. You will develop and improve analytical models to detect suspicious activities and enhance our financial crime detection framework. Your work will directly contribute to our mission of safeguarding our customers and maintaining trust in the global financial system.

Create and implement AML detection models using advanced statistical and machine learning techniques.

Collaborate with compliance, risk, and data science teams to ensure model outputs meet business objectives and regulatory requirements.

Analyze transaction data to uncover new money laundering patterns and typologies.

Conduct model validation, back-testing, and performance monitoring to ensure accuracy and effectiveness.

Prepare comprehensive model documentation and materials for regulatory submissions and audits.

Support ongoing model governance, tuning, and optimization efforts to minimize false positives and enhance operational efficiency.

Your Qualifications :

To excel in this position, candidates should meet the following criteria :

Bachelor's degree or equivalent experience in Statistics, Mathematics, Economics, or a related quantitative field. (Master's degree is preferred)

At least 3 years of experience in Risk Management, Risk Modeling, or AML.

In-depth understanding of AML processes, transaction monitoring systems, and financial crime risk.

Proficiency in data analysis and model development using statistical tools (e.g., Python, SAS, SQL, or R).

A collaborative mindset with the ability to communicate technical insights to non-technical stakeholders.

A strong commitment to operational excellence, model integrity, and regulatory compliance.

Exceptional analytical skills to translate complex data into meaningful insights.

Nice to Have :

A solid work history demonstrated through a blend of experience, training, education, or military service.

Familiarity with Microsoft Office software.

Compensation Information :

The base pay range for this position is between $67,500.00 and $140,000.00 annually. Actual compensation may vary based on skills, experience, training, and location.

Working Conditions :

This role requires minimal physical effort such as sitting, standing, and walking. Depending on the location, moving and lifting light equipment or furniture may be necessary.

Equal Opportunity Employer :

At Santander, we celebrate diversity and are committed to creating an inclusive environment for all employees. We encourage everyone to apply, regardless of race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, or veteran status.

Primary Location : Florham Park, NJ

Additional Locations : New Jersey-Florham Park, Texas-Austin, New Jersey-Trenton, New York-Albany, Connecticut-Hartford, Massachusetts-Boston, Pennsylvania-Harrisburg, Rhode Island-Providence

Organization : Santander Holdings USA, Inc.

If you are excited about contributing to our mission and meeting the qualifications for this role, we invite you to apply!