FIU Analyst - AML / BSA Case Analyst (Remote)

Financial Intelligence Unit (FIU) Analyst / AML

The SouthState story is one of steady growth, deep community roots, and an unwavering commitment to helping our customers move forward. Since our beginnings in the 1930s to becoming a trusted financial partner across the South and beyond - we are known for combining personal relationships with forward-thinking solutions.

We are committed to helping our team members find their success while maintaining the integrity of our values : building trust, fostering lasting relationships and pursuing excellence. At SouthState, individual contributions are recognized, potential is cultivated and team members are inspired to achieve their greater purpose. Your future begins here!

Summary / Objectives

The Financial Intelligence Unit (FIU) Analyst / AML is responsible for assisting with BSA related functions that can include : analysis, investigation and disposition of alerts generated from the banks BSA / AML automated surveillance monitoring software, completing and documenting case investigations, and / or completing suspicious activity reports (SAR).

Essential functions can vary based on specific duties assigned.

It is the policy of SouthState Bank to comply with the Bank Secrecy Act (BSA), USA PATRIOT Act, and the requirements of the Office of Foreign Assets Control (OFAC), and other related anti-money laundering / anti-terrorist financing initiatives. The Bank has established a Bank Secrecy Act / Anti-Money Laundering / Office of Foreign Assets Control (BSA / AML / OFAC) Compliance Program, covering all requirements of the BSA, USA PATRIOT Act and OFAC rules and regulations. Upon completion of required training, the Board of Directors of SouthState Bank shall hold each employee accountable for adhering to the established operating procedures and internal controls as set forth in the Banks BSA / AML / OFAC Program. Continued instances of non-compliance or willful violation of law may result in disciplinary action, up to and including termination.

Essential Functions

• Analyze accounts for unusual or suspicious activity through the use of various reports and alerts generated by the banks anti-money laundering system;
• Process alerts by making a determination to clear or to escalate for further investigation based on an analysis of findings;
• Conduct account investigations and research in an effort to address any account irregularities and determine whether escalation is warranted;
• Ensure all determinations can be supported by evidence and are well documented in an organized, cohesive manner;
• Document all findings in a centralized case management system to ensure complete documentation is secured and maintained as required by law;
• Communicate with Bank personnel and management on CDD / EDD deficiencies detected during the account monitoring process;
• Escalate activity that meets the established criteria for investigating suspected fraudulent or potential unusual activity through the submission of an Unusual Activity Referral Form;
• Maintain proficiency in all aspects of BSA / AML and / or fraud compliance;
• Adhere to all provisions of SouthState Bank policies and procedures, including the confidentiality policy, code of ethics and BSA / AML / OFAC policies and procedures;
• Other duties and responsibilities may be assigned, according to the needs of the bank

Competencies

Qualifications, Education, and Certification Requirements

Training Requirements / Classes

Physical Demands

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Position may require regular before / after normal business hours.

These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position. The requirements listed above are representative of the knowledge, skill and / or ability required to perform the position in a satisfactory manner. Individual abilities may result in some deviation from these guidelines.

Work Environment

Telecommuting roles no matter if hybrid or 100% full time telecommuting must have a secure home office environment that is free from background noise and distractions. They must also have a reliable private internet connection that is not supplied by use of cellular data (hot spot). Cable or fiber connections are preferred. Remote work is not a substitute for child / dependent care. Requirements are subject to change, as new systems and technology is delivered.

Travel

Travel may be required for attendance at meetings as needed.

In accordance with Colorado law : Colorado pay for this position is anticipated to be between $48,647.00 - $77,710.00 , actual offers to be determined based on applicant's skills, experience and education. While the anticipated deadline for the job posting is 11-21-2025, we encourage you to submit your application as we may still consider qualified candidates beyond this date.