AWM - PWM Operations - Margin Lending - Analyst

Awm - Pwm Operations - Margin Lending - Analyst

Location : Salt Lake City, UT, 84111

The Margin Lending Analyst will support the Private Wealth Management (PWM) Margin Lending team in delivering operational excellence across margin calculation, monitoring, and exception handling. This position is essential for ensuring adherence to regulatory requirements and upholding client service standards, while providing comprehensive support to the advisor team. We promote cross training and ensure our analysts develop a broad level of understanding across the varied departmental functions carried out. You can expect to be given early responsibility and in return you will be expected to contribute your own ideas to make a difference and add value to the group. The role will involve close interaction with other areas of the bank including credit, risk, and sales, therefore requiring strong communication and interpersonal skills.

Key Responsibilities

• Margin Call Issuance and Monitoring : Execute daily margin calculations, validate call amounts, and issue margin calls in accordance with regulatory and internal guidelines.
• Exception Handling : Monitor and resolve margin exceptions, including non-call issuance and late liquidations, ensuring risk mitigation and compliance.
• Manual Support : Provide manual margin calculations and overrides for high-value clients not supported by automated tools.
• Regulatory Governance : Apply margin rules (e.g., Reg T, FINRA 4210) and ensure adherence to firm-wide control frameworks.
• Reporting and Documentation : Maintain accurate records of margin activity, support audit requests, and contribute to control updates.
• Responding to all incoming queries and interacting with many different areas of the bank, in particular with risk, credit, and technology.
• Proactively working on enhancing the team's process and controls.
• Resolution and escalation of all client disputes and queries.
• Project and initiative management and participation within the team and across all regions.

Qualifications

Spectraforce is an equal opportunity employer and does not discriminate against any employee or applicant for employment because of race, religion, color, sex, national origin, age, sexual orientation, gender identity, genetic information, disability or veteran status, or any other category protected by applicable federal, state, or local laws. Please contact Human Resources at nahr@spectraforce.com if you require reasonable accommodation.