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Closing Disclosure Agent

Closing Disclosure Agent

Village Capital & InvestmentDraper, UT, USA
25 days ago
Job type
  • Full-time
  • Quick Apply
Job description

Job Title : Closing Disclosure Agent

Location : Draper, UT

Job Type : Full Time

Company : Village Capital & Investment LLC

Introduction :

Village Capital is a well-established mortgage company committed to delivering a quick, efficient, and quality mortgage loan process to our customers and business partners. We are a nationwide mortgage lender specializing in FHA, VA, USDA Loans. Our Headquarters are in Henderson NV. We are a lender / servicer, who works with loan originators, brokers, and correspondents to offer our customers great rates and good terms.

Key Responsibilities :

  • Prepare and Review Closing Disclosures (CDs) : Accurately generate and audit Closing Disclosures , ensuring all loan terms, fees, and closing costs are correct and compliant with TRID and lender guidelines.
  • Coordinate with Settlement Agents and Title Companies : Work closely with external partners to reconcile fees, confirm wire instructions, and finalize the CD for borrower delivery and closing.
  • Ensure Timely Delivery of Disclosures : Monitor critical timelines to ensure the Closing Disclosure is delivered to the borrower within regulatory deadlines (typically at least 3 business days prior to closing).
  • Resolve Discrepancies and Last-Minute Changes : Identify and correct errors in fees, taxes, insurance, or escrow items, and issue revised disclosures as needed in compliance with applicable rules.

Basic Qualifications :

  • Proven experience with problem-solving skills and attention to detail
  • Strong communication and interpersonal skills
  • Ability to work independently and as part of a team
  • Proficiency in Windows and Encompass (Encompass preferred not required)
  • Strong problem-solving skills and attention to detail
  • Specific Qualifications :

  • Willingness to Learn TRID and Closing Regulations : We will train you on the TILA-RESPA Integrated Disclosure (TRID) rules, including required timelines and formatting standards for the Closing Disclosure (CD).
  • Interest in Learning Closing Disclosure Preparation : You'll receive hands-on training to accurately prepare, review, and reconcile Closing Disclosures and final settlement statements in compliance with regulatory and lender guidelines.
  • Ability to Learn Loan Software Systems : We'll provide instruction on how to use loan origination and document preparation systems such as Encompass or similar platforms-no prior software experience necessary.
  • Strong Attention to Detail and Willingness to Learn : We're looking for individuals who enjoy solving problems and are eager to learn how to identify and resolve discrepancies in loan files to ensure accuracy and compliance.
  • Team Player with Good Communication Skills : Training will include how to coordinate with title companies, escrow agents, and internal team members to ensure closing documents are delivered accurately and on time.
  • Benefits :
  • 401(k) matching
  • Dental insurance
  • Health insurance
  • Health savings account
  • Life insurance
  • Paid time off
  • Vision insurance
  • In summary : If you are looking for an opportunity to contribute to a growing organization that values your skills and expertise, we want to hear from you. At Village Capital & Investment LLC, we believe in fostering a supportive and inclusive work environment that encourages professional growth. Apply today to take the next step in your career with us!

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    Closing • Draper, UT, USA

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