Talent.com
Credit Risk Business Analyst

Credit Risk Business Analyst

Seacoast BankCharlotte, NC, United States
1 day ago
Job type
  • Full-time
Job description

Description

  • This role is for immediate hire

JOB SUMMARY :

The Credit Risk Business Analyst plays a critical role in ensuring the integrity, traceability and regulatory compliance of credit risk reporting processes. This position focuses on managing documentation for report intake, data lineage, and governance adherence, serving as a liaison between analytics, audit, and regulatory stakeholders. The ideal candidate will have strong business analysis skills, a working knowledge of SQL to understand data transformations, and a process-oriented mindset to maintain structured documentation and enforce governance standards across teams. Proficiency in Microsoft Excel, Word, PowerPoint, and experience with Power BI is essential for reporting and visualization tasks.

ESSENTIAL DUTIES AND RESPONSIBILITIES :

  • Act as a central point of contact for audit and regulatory inquiries related to data sourcing, transformation, and reporting.
  • Coordinate with data owners, report developers, and business units to ensure alignment with governance protocols.
  • Utilize SQL, Microsoft Excel and Power BI, and other tools, for report generation and data visualization.
  • Use SQL to trace data transformations and validate data lineage documentation.
  • Work with the analytics teams and data originators and users for consistency of use of data assets, as well as to eliminate redundancies and non-sanctioned variations.
  • Use analytical and technical skills for improving data quality and business insights, as well as influencing business process design.
  • Cultivate cross-functional relationships between business units to ensure insights become actionable and drive desirable business outcomes.
  • Develop and maintain comprehensive documentation for report intake processes and data lineage across credit risk reporting.
  • Facilitate stakeholder adherence to documentation and intake procedures through training, communication, and oversight.
  • Monitor and manage the lifecycle of credit risk reports from intake to delivery, ensuring traceability and compliance.
  • Identify gaps in documentation or process adherence and implement corrective actions.
  • Collaborate with analytics and IT teams to understand data flows and ensure accurate representation in documentation.
  • Prepare and manage responses to internal and external audit requests.
  • Maintain a repository of documentation that supports regulatory compliance and risk transparency.
  • Leverage Microsoft Word and PowerPoint for documentation and stakeholder presentations.
  • EDUCATION and / or EXPERIENCE :

  • Bachelor's degree in Business, Finance, Information Systems, Computer Science or related field required, Master's preferred.
  • 5+ years of experience in business analysis, data governance, or risk reporting within a mid to large bank.
  • Familiarity with SQL and data transformation processes.
  • Proficiency in Microsoft Excel, Word, PowerPoint and experience with Power BI.
  • Experience working with audit and regulatory stakeholders beneficial.
  • Strong organizational skills and attention to detail.
  • Excellent communication and documentation skills.
  • Ability to manage multiple priorities and enforce process discipline across teams.
  • The Statements above are intended to describe the general nature and level of work being performed by people assigned to this position. They are not intended to be an exhaustive list of responsibilities, duties, and skills. Because these statements are general, the job description is used for a variety of purposes including job evaluations; performance reviews; recruitment; etc. All Associates are required to adhere to the highest legal and ethical standards applicable to our industry. It is the policy of Seacoast Bank that all Associates will be familiar and compliant with all regulatory, legal, ethical and Bank risk mitigation requirements pertaining to both our industry and their individual roles. This includes the on time, successful completion of annual required training post-hire and effective execution of role responsibilities.

    Equal Opportunity Employer / Protected Veterans / Individuals with Disabilities

    This employer is required to notify all applicants of their rights pursuant to federal employment laws.

    For further information, please review the Know Your Rights notice from the Department of Labor.

    Create a job alert for this search

    Credit Risk Analyst • Charlotte, NC, United States

    Related jobs
    • Promoted
    Credit Risk Business Analyst

    Credit Risk Business Analyst

    Seacoast National BankCharlotte, NC, United States
    Full-time
    This role is for immediate hire • •.The Credit Risk Business Analyst plays a critical role in ensuring the integrity, traceability and regulatory compliance of credit risk reporting processes.This p...Show moreLast updated: 30+ days ago
    • Promoted
    Credit Analyst

    Credit Analyst

    Atlas Copco Compressors LLC -North America Customer CenterRock Hill, SC, United States
    Full-time
    Typical work activities may include but are not limited to : .Responsibility to maintain stability and turnover of assigned Accounts Receivable portfolio via collection efforts and other appropriate ...Show moreLast updated: 2 days ago
    • Promoted
    Credit Risk and Approval Director - Corporate and Investment Banking Risk

    Credit Risk and Approval Director - Corporate and Investment Banking Risk

    Wells FargoCharlotte, NC, United States
    Full-time
    Wells Fargo is seeking a Credit Risk & Approval Director to provide credit support and serve as a Senior Credit Officer for the Healthcare Portfolio under Corporate and Investment Banking Risk.As a...Show moreLast updated: 23 hours ago
    • Promoted
    Credit Quality Analyst

    Credit Quality Analyst

    Adecco US, Inc.Charlotte, NC, United States
    Full-time
    Adecco is currently assisting one of its top tech clients in their search for an.Shift availability : Mon-Fri 8am-5pm.Knowledge of commercial banking. Manager Is Not Looking For Mortgage Experience.Q...Show moreLast updated: 2 days ago
    • Promoted
    Remote FinTech Product Analyst - AI Trainer ($50-$60 / hour)

    Remote FinTech Product Analyst - AI Trainer ($50-$60 / hour)

    Data AnnotationRock Hill, South Carolina
    Remote
    Full-time +1
    We are looking for a finance professional to join our team to train AI models.You will measure the progress of these AI chatbots, evaluate their logic, and solve problems to improve the quality of ...Show moreLast updated: 30+ days ago
    • Promoted
    Risk Analysis Analyst - Year Up

    Risk Analysis Analyst - Year Up

    Bank of AmericaCharlotte, NC, United States
    Full-time
    Risk Analysis Analyst - Year Up.Newark, Delaware;Charlotte, North Carolina; Chicago, Illinois.To proceed with your application, you must be at least 18 years of age. To proceed with your application...Show moreLast updated: 2 days ago
    • Promoted
    Private Credit Investment Analyst

    Private Credit Investment Analyst

    Churchill Real EstateCharlotte, NC, US
    Full-time
    As part of the Originations team, the Private Credit Analyst is responsible for evaluating the creditworthiness of loan applicants in the business purpose residential lending space as well as asses...Show moreLast updated: 30+ days ago
    • Promoted
    Remote Finance Director - AI Trainer ($50-$60 / hour)

    Remote Finance Director - AI Trainer ($50-$60 / hour)

    Data AnnotationGastonia, North Carolina
    Remote
    Full-time +1
    We are looking for a finance professional to join our team to train AI models.You will measure the progress of these AI chatbots, evaluate their logic, and solve problems to improve the quality of ...Show moreLast updated: 30+ days ago
    • Promoted
    Risk Analyst

    Risk Analyst

    Deriva EnergyCharlotte, NC, United States
    Full-time
    Deriva Energy is a leading Independent Power Producer in the U.GW of operating or under-construction wind, solar, and storage projects nationwide. Formerly part of Duke Energy, Deriva is now a Brook...Show moreLast updated: 2 days ago
    • Promoted
    Credit Quality Analyst

    Credit Quality Analyst

    Adecco USACharlotte, NC, United States
    Full-time
    Adecco is currently assisting one of its top tech clients in their search for an.Shift availability : Mon-Fri 8am-5pm.Knowledge of commercial banking. Manager Is Not Looking For Mortgage Experience.Q...Show moreLast updated: 30+ days ago
    • Promoted
    Compliance and Operational Risk Analyst - Year Up

    Compliance and Operational Risk Analyst - Year Up

    Bank of AmericaCharlotte, NC, United States
    Full-time
    Compliance and Operational Risk Analyst - Year Up.Charlotte, North Carolina;Washington, District of Columbia; New York, New York. To proceed with your application, you must be at least 18 years of a...Show moreLast updated: 2 days ago
    • Promoted
    Credit Analyst II - CRE Tax Credit

    Credit Analyst II - CRE Tax Credit

    Fifth Third BankCharlotte, NC, United States
    Full-time
    Make banking a Fifth Third better.We connect great people to great opportunities.Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. Portfolio Managers, supporting...Show moreLast updated: 10 days ago
    • Promoted
    • New!
    Portfolio Risk Analyst

    Portfolio Risk Analyst

    KforceCharlotte, NC, United States
    Full-time
    Kforce has a client in Charlotte, NC that is seeking a Portfolio Risk Analyst.Serve as the primary loan servicing contact for internal and external clients regarding deal execution, issue resolutio...Show moreLast updated: 9 hours ago
    • Promoted
    Credit Risk Data Analyst

    Credit Risk Data Analyst

    Seacoast National BankCharlotte, NC, United States
    Full-time
    This role is for immediate hire • •.The Credit Risk Data Analyst is responsible for being an analytical leader in organizing and leveraging data to drive fact-based decisions and actions.The Credit ...Show moreLast updated: 30+ days ago
    • Promoted
    Credit Analyst

    Credit Analyst

    Atlas CopcoRock Hill, SC, United States
    Full-time
    Typical work activities may include but are not limited to : .Responsibility to maintain stability and turnover of assigned Accounts Receivable portfolio via collection efforts and other appropriate ...Show moreLast updated: 2 days ago
    • Promoted
    Remote Investment Analyst – AI Trainer ($50-$60 / hour)

    Remote Investment Analyst – AI Trainer ($50-$60 / hour)

    Data AnnotationRock Hill, South Carolina
    Remote
    Full-time +1
    We are looking for a finance professional to join our team to train AI models.You will measure the progress of these AI chatbots, evaluate their logic, and solve problems to improve the quality of ...Show moreLast updated: 30+ days ago
    Sr. Credit Risk Review Analyst - Commercial Lending

    Sr. Credit Risk Review Analyst - Commercial Lending

    KnowhirematchCharlotte, NC, US
    Full-time
    Quick Apply
    Credit Risk Review Analyst - Commercial Lending.Join our highly skilled Credit Risk Review (CRR) team as a Senior Credit Risk Review Analyst specializing in Commercial Lending.CRR's primary objecti...Show moreLast updated: 30+ days ago
    • Promoted
    Remote Senior FP&A Analyst - AI Trainer ($50-$60 / hour)

    Remote Senior FP&A Analyst - AI Trainer ($50-$60 / hour)

    Data AnnotationGastonia, North Carolina
    Remote
    Full-time +1
    We are looking for a finance professional to join our team to train AI models.You will measure the progress of these AI chatbots, evaluate their logic, and solve problems to improve the quality of ...Show moreLast updated: 11 days ago