Business Analyst

Overview

& Responsibilities In business for more than 70 years, Republic Finance is proud to be a trusted lender in over 250 communities across the United States! We specialize in providing flexible lending solutions and incomparable customer service. Driven by our shared mission to pursue excellence for our team, our customers, and our performance, we are continuously improving our customer offerings in tandem with opening more branches in new states each year. We also regularly promote from within and enjoy giving back to the communities we serve. In a nutshell, our company culture is about helping customers, investing in our employee's future, and ensuring that our performance makes an impact on our community! We are seeking a Business Analyst for our Loan Calculation and Operations Analytics team. This is a key role with significant and broad responsibilities and will be a member of a 3–4-person team with substantial opportunity for future growth within the company in concert with driving business expansion. As a team member, you will support loan calculation tasks and help develop operational strategies that balance growth, risk, and profitability. You will also play a meaningful role in crafting operational strategies related to sales, servicing, and collections. You will work closely with operations, branch managers, and internal/external partners to collaborate on broader strategic initiatives and shape the direction and growth of the overall business in a collaborative, dynamic team environment. Come and be a part of our success story! **PLEASE NOTE that this is a hybrid position and requires working onsite at our Plano, TX office three days each week. Responsibilities are as follows: Perform loan calculation tasks and compliance testing on loan calculations. Focus on how the loan system is programmed and ensure it meets compliance standards. Continuously challenge and enhance operational strategies through analysis of customer behavior data and sophisticated statistical and financial modeling. Maintain a rigorous performance monitoring framework and management dashboards to highlight performance trends and areas of opportunity. Develop best-in-class products that provide our consumers with solutions while minimizing portfolio risk. Establish a robust test and learn environment for continual strategy improvement. Build and maintain a robust economic framework that will serve as the foundation for business decision-making. Ensure policies remain compliant with all applicable laws and regulations. Maintain transparent communication and trust with all key stakeholders. Demonstrate strong math skills and the ability to handle various responsibilities. Requirements Bachelor’s degree or higher in computer science, Information Technology, or a related field (or equivalent practical experience). Basic understanding of loan amortization concepts, including how payments are split between principal and interest over time. Ability to create amortization schedules in Excel, including building from scratch using formulas. Proficiency with Excel tools such as Goal Seek and Solver to reverse-engineer variables like payment amount or interest rate based on loan parameters. Proficient in SQL and have a fundamental understanding of data infrastructure. Knowledge of Python is an added advantage. Great documentation and communication skills. Ability to work collaboratively with the internal team. Eagerness to learn and adapt to new technologies. Benefits We offer a competitive compensation and benefits package including: Health, Dental, & Vision Insurance 15 days of Paid Time Off (PTO) to start + 1 additional personal holiday 401k + employer match Company provided Life Insurance & Long Term Disability Employee Assistance Program - Confidential mental health support Additional benefits with Republic Finance include: Access to LinkedIn Learning's library of 10,000+ professional development courses Employee of the Month Program Philanthropic support for charities such as Juvenile Diabetes Research Foundation and the American Cancer Society Regular drawings for Sports tickets Professional offices with a friendly team environment Republic Finance, LLC is an Equal Opportunity Employer and does not discriminate on the basis of race, sex, color, religion, national origin, age disability or veteran status in employment opportunities and benefits. Republic Finance, LLC maintains a Drug-Free Workplace.