Sr. Director, US Credit Product Strategy Lead

Sr. Director, US Credit Product Strategy Lead

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

Job Description

The US Consumer Credit Strategy lead is responsible for building and executing strategy to grow Visa Consumer Credit payments volume in the US. The primary objective is to develop product platform strategy and identify and operationalize investment to improve the competitiveness of Visa's consumer credit products within known guardrails and industry headwinds. Responsibility will also include articulating a strategy to win more market share, retain and grow credit issuing deals.

Responsibilities will include developing strategy, leadership alignment and execution planning across following areas :

• US Credit Growth 2030
• Roadmap for growth for US Visa credit 'portfolio'
• Growing VAS
• US Initiatives e.g., responding to market obligations
• Affluent (& segment) Strategy
• Competitive Positioning
• Strategic Client Engagement
• Deal / RFP Support

US Credit Product Strategy lead will measured by the success of Visa US Consumer Credit Payments Volume Growth, Win Rate on new deals and renewals and the net impact to Visa's consumer credit economics. The role will be responsible for developing strategy, influencing key stakeholders and executing action plans across cross-functional teams at Visa including North America Leadership Team, Account Executives, Finance. This position in based out of San Francisco, CA and reports into the Vice President, Head of US Consumer Credit.

This is a hybrid position. Expectation of days in office will be confirmed by your Hiring Manager.

Qualifications

Basic Qualifications 12 or more years of work experience with a Bachelor's Degree or at least 10 years of work experience with an Advanced degree (e.g. Masters / MBA / JD / MD), or a minimum of 5 years of work experience with a PhD Preferred Qualifications 15 or more years of experience with a Bachelor's Degree or 12 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, or MD), PhD with 9+ years of experience Minimum of 15 years of experience in payments, financial institutions engagement and consumer credit Preference to have previous experience working at a leading US consumer credit issuer BA / BS in computer science, business, or a related field Management experience required, including resource and budget planning, and direct management of employees Experience managing clients, professionals or consulting services Strong business acumen and understanding of commerce business KPIs Solid understanding of current and emerging technologies in the payments industry, particularly consumer credit Track record of ability to build successful client relationships with C-level client executives Executive level communication skills, interpersonal and presentation skills and the proven ability to influence and communicate effectively Effective in public speaking engagements Ability to articulate a business benefit to an executive-level business stakeholder, with the ability to also explain details to functional and technical SMEs Requires strong analytical and problem-solving skills

Additional Information

Work Hours : Varies upon the needs of the department.

Travel Requirements : This position requires travel 5-10% of the time.

Mental / Physical Requirements : This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.

U.S. APPLICANTS ONLY : The estimated salary range for a new hire into this position is 204,500.00 to 296,700.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA / HSA, Life Insurance, Paid Time Off, and Wellness Program.