Small Business - Underwriter II

At EMC, you'll put your skills to good use as an important member of our team. You can count on gaining valuable experience while contributing to the company's success.

EMC strives to hire and retain the best people by engaging, developing and rewarding employees.

This position can be performed remotely for candidates who reside in Pennsylvania

Maintains and grows a profitable book of new and renewal business, within assigned territory and within underwriting authority, consistent with EMC's Small Business Underwriting Strategy.

Applies knowledge and understanding of coverage forms, rating plans, and underwriting guidelines in the selection and pricing of individual risks, within underwriting authority.

Develops and fosters agency relationships within assigned territory. Educates agents on EMC products, underwriting appetite, systems, and services.

Continually enhances expertise in best practices, expanding knowledge and understanding of coverage forms, rating plans, and underwriting guidelines.

Participates in the agency planning and review processes with sales and branch management.

Essential Functions :

• Maintains and grows a profitable book of new and renewal business, within assigned territory and within underwriting authority, consistent with EMC's Small Business Underwriting Strategy
• Applies knowledge and understanding of coverage forms, rating plans, and underwriting guidelines in the selection and pricing of individual risks, within underwriting authority
• Ensures adequate pricing through proper classification, accuracy of information, and makes data driven decisions in managing accounts
• Gathers, analyzes, and evaluates risk exposure through appropriate risk documentation
• Develops and fosters agency relationships within assigned territory
• Educates agents on EMC products, underwriting appetite, systems, and services
• Provides strong customer service, in a fast-paced environment, consistently meeting expected service levels.
• Collaborates with other underwriters and Sales to ensure consistency of communications and service

Education & Experience :

• Bachelor's degree, preferably in insurance or business administration, or equivalent relevant experience
• One year of experience in commercial lines underwriting
• Insurance designations, such as CPCU preferred

Knowledge, Skills & Abilities :

• Good knowledge of underwriting and risk analysis
• Good problem-solving skills and the ability to make sound decisions
• Strong customer service skills
• Ability to work effectively with others, as well as independently
• Ability to maintain high standards of professional competence
• Strong computer skills, including knowledge of Microsoft Office and social media
• Ability to work on multiple projects while meeting deadlines
• Strong written and verbal communication skills
• Occasional travel; a valid driver's license with an acceptable motor vehicle report per company standards required if traveling

Our employment practices are in accordance with the laws that prohibit discrimination due to race, color, creed, sex, sexual orientation, gender identity, genetic information, religion, age, national origin or ancestry, physical or mental disability, medical condition, veteran status, active military status, citizenship status, marital status or any other consideration made unlawful by federal, state, or local laws.

All of our locations are tobacco free including in company vehicles.