Credit Analyst / Portfolio Manager ~ Boston, MA

About Brookline Bank, a division of Beacon Bank & Trust

Since 1871, Brookline Bank, a division of Beacon Bank & Trust, has built a legacy of consistent financial strength, trust, outstanding banking services, and strong customer relationships. Today, we have 28 branches that deliver an expanding array of valuable banking and financial services geared to helping individuals and businesses manage their finances. As a trusted financial resource to our customers, it's our everyday commitment to do more, deliver more, and exceed expectations.

What is Brookline Bank's most valuable asset? Our employees! That's why we offer competitive pay and excellent benefits which includes a matching 401k. We pride ourselves on hiring candidates that embrace our Core Four Values : Adaptability, Accountability, Leadership, and Teamwork. Brookline Bank provides a great working environment that offers opportunities for advancement.

Principal Objective

Analyzes and underwrites credit requests for prospects and customers for the Business Banking area.

Principal Duties and Responsibilities :

• Analyze and underwrite C&I and CRE credit requests with attention to the 5 C's of Credit : Character, Capacity, Capital, Collateral, & Condition.
• Recommend appropriate risk ratings for commercial loan relationships
• Underwrite new loans and loan renewals in compliance with the Bank's loan policies.
• Spread tax returns and / or financial statements using Moody's or Baker Hill Financial Analyst
• Have strong knowledge of business and personal tax returns
• Assist with credit scored loan requests
• Must meet or exceed department productivity standards for decision turnaround time
• Perform company and industry research.
• Present analysis in written proposals for approval.
• Assist in compliance with regulatory issues such as Reg B, Fair Housing, CRA, Flood, etc.

Portfolio Manager Responsibilities :

Job Specifications (Skills, Knowledge and Abilities Required)

Behavioral Skills

The above statements are intended to describe the general nature and level of work being performed by people assigned to this position. They are not intended to be an exhaustive list of all responsibilities, duties and skills required of personnel so classified. This job description is subject to change at any time.