Talent.com
Data Scientist (Dublin, CA)

Data Scientist (Dublin, CA)

SavvymoneyDublin, California, United States
30+ days ago
Job type
  • Full-time
Job description

Data Scientist (Dublin, CA)

SavvyMoney is a leading San Francisco East Bay fintech company.  We provide integrated credit score and personal finance solutions to 1,500 + bank and credit union partners nationally.  The SavvyMoney solutions integrate with more than 43 digital banking platforms.

SavvyMoney was recently recognized by the San Francisco Business Times and the Silicon Valley Journal as one of the "Top 25 Places to Work in the San Francisco Bay Area" and is an Inc. 5000 Fastest Growing Company.

We’re headquartered in Dublin, CA, and offer a flexible hybrid work environment that blends in-office collaboration with the freedom of remote work.

We are seeking a seasoned Data Scientist to join our team and lead initiatives in predictive modeling, personalization, and AI-driven financial recommendations. This individual will play a key role in building models that power personalized marketing, loan offers, credit improvement strategies, and next-best-action recommendations.

The role requires expertise in data analysis to uncover business opportunities, traditional machine learning methods (tree-based models, neural networks) and emerging techniques, including Large Language Models (LLMs). You will collaborate closely with engineering to deploy models into scalable, low-latency production environments, as well as work with business and product stakeholders to generate ad-hoc analytics and actionable insights.

Responsibilities

  • Perform exploratory and statistical data analysis to identify opportunities for model development and business optimization
  • Design, build, and optimize machine learning models for :

Marketing propensity modeling

  • Personalized loan offers and recommendations
  • Next-best-action predictions for improving credit scores
  • Prototype solutions using advanced AI techniques to accelerate experimentation
  • Partner with engineering teams to productionize models in a scalable and latency-conscious environment
  • Query and analyze large datasets to uncover business insights and support decision-making
  • Collaborate with business and product stakeholders to define problems, scope analyses, and deliver ad-hoc reports and dashboards
  • Develop reusable frameworks, pipelines, and tools to accelerate model development and deployment
  • Document methodologies, models, and assumptions to ensure clarity, reproducibility, and knowledge sharing
  • Follow ethical AI principles and established guardrails to ensure fairness, transparency, and unbiased predictions.
  • Experience

  • Master’s or PhD in Computer Science, Statistics, Data Science, or related field (or equivalent experience)
  • 6+ years of professional experience in data science or machine learning, ideally in fintech, financial services, or a B2B2C environment
  • Strong proficiency in SQL and Python (pandas, scikit-learn, PyTorch, TensorFlow, XGBoost, etc.)
  • Hands-on experience with tree-based models (XGBoost, LightGBM, CatBoost) and neural networks
  • Proficiency in notebooks (Jupyter, Colab, etc.) and deep learning frameworks such as TensorFlow and PyTorch for model development
  • Familiarity with LLMs and generative AI frameworks (HuggingFace, LangChain, OpenAI APIs, etc.)
  • Experience deploying machine learning models into production environments with considerations for scalability and latency
  • Strong business acumen with the ability to translate complex analytical outputs into actionable recommendations
  • Excellent communication skills to collaborate with both technical and non-technical stakeholders
  • Preferred Experience

  • Experience with cloud-based platforms (AWS, GCP, or Azure) for model training and deployment
  • Knowledge of MLOps tools and practices (MLflow, Airflow, Kubeflow, Docker, etc.)
  • Understanding of credit risk modeling, financial products, or consumer lending.
  • Experience working with APIs, real-time scoring, and event-driven architectures.
  • Why Join Us?

  • High Impact : Your models will directly shape how people access loans, improve credit scores, and receive personalized financial recommendations
  • Innovation-First Culture : From tree-based models to neural networks and LLMs, you’ll have the freedom to prototype with state-of-the-art techniques and put them in action
  • Cross-Functional Collaboration : Work closely with product, engineering, and business leaders to take ideas from prototype to production.
  • Mission-Driven : Help democratize financial wellness and unlock opportunities for millions.
  • Base Salary

    The annual base salary for this position is between $160,000 to $185,000 depending upon experience.

    Additionally we provide

  • Annual Bonus potential
  • Equity compensation package
  • Flexible Time Off Policy (Take time as you need it)
  • 401(k) with Employer contribution
  • Medical, Dental, Vision – 100% premium paid for employee
  • Opportunity for career growth and challenge
  • Beautiful California East Bay offices in Dublin, CA
  • SavvyMoney’s EEO Statement

    SavvyMoney relies on diversity of culture and thought to deliver on our goal of Creative People, Practical solutions serving our client needs, and ensures nondiscrimination in all programs and activities. We continuously seek talented, qualified employees in our operations regardless of race, color, sex / gender, including gender identity and expression, sexual orientation, pregnancy, national origin, religion, disability, age, marital status, citizen status, protected veteran status, or any other protected classification under country or local law. SavvyMoney is proud to be an Equal Employment Opportunity / Affirmative Action Employer.

    We are committed to protecting your data.  To learn more, please review the SavvyMoney Employee Privacy Policy Notice here

    Create a job alert for this search

    Data Scientist • Dublin, California, United States

    Related jobs
    • Promoted
    Data Scientist, Innovation

    Data Scientist, Innovation

    PicarroSanta Clara, CA, United States
    Full-time
    Lead Data Scientist, Innovation.Job Location : Santa Clara, CA (preferred) or Remote- US-based.Picarro is transforming gas utility operations with innovative solutions for methane emissions manageme...Show moreLast updated: 30+ days ago
    • Promoted
    Data Scientist, Imaging

    Data Scientist, Imaging

    CalicolabsSouth San Francisco, California, United States
    Full-time
    Calico (Calico Life Sciences LLC) is an Alphabet-founded research and development company whose mission is to harness advanced technologies and model systems to increase our understanding of the bi...Show moreLast updated: 30+ days ago
    • Promoted
    Data Scientist II

    Data Scientist II

    UberSan Francisco, CA, United States
    Full-time
    We're looking for a data scientist to join Uber's.Account Actioning Data Science.Uber platform are transparent and fair.This will be a highly cross‑functional role that will work closely with opera...Show moreLast updated: 30+ days ago
    • Promoted
    Data Scientist I

    Data Scientist I

    Early Warning ServicesSan Francisco, CA, United States
    Full-time
    At Early Warning, we've powered and protected the U.As a trusted name in payments, we partner with thousands of institutions to increase access to financial services and protect transactions for hu...Show moreLast updated: 2 days ago
    • Promoted
    Staff Data Scientist

    Staff Data Scientist

    Australian Competition and Consumer CommissionSan Francisco, CA, United States
    Full-time
    Aurora’s mission is to deliver the benefits of self-driving technology safely, quickly, and broadly.The Aurora Driver will create a new era in mobility and logistics, bringing a safer, more efficie...Show moreLast updated: 30+ days ago
    • Promoted
    Data Scientist II

    Data Scientist II

    ScribdSan Francisco, CA, United States
    Full-time
    At Scribd (pronounced “scribbed”), our mission is to spark human curiosity.Join our team as we create a world of stories and knowledge, democratize the exchange of ideas and information, and empowe...Show moreLast updated: 3 days ago
    • Promoted
    Data Scientist - Open on W2 only

    Data Scientist - Open on W2 only

    DataflixSan Jose, CA, United States
    Remote
    Full-time
    We are seeking a highly motivated and detail-oriented Data Scientist to join our team.In this role, you will be responsible for analyzing large datasets to uncover insights, develop predictive mode...Show moreLast updated: 30+ days ago
    • Promoted
    Data Scientist

    Data Scientist

    KodiakSan Francisco Bay, California, United States
    Full-time
    The company has developed an artificial intelligence (AI) powered technology stack purpose-built for commercial trucking and the public sector. The company delivers freight daily for its customers a...Show moreLast updated: 30+ days ago
    • Promoted
    Staff Data Scientist

    Staff Data Scientist

    EvenUp Inc.San Francisco, CA, United States
    Full-time
    EvenUp is on a mission to close the justice gap using technology and AI.We empower personal injury lawyers and victims to get the justice they deserve. Our products enable law firms to secure faster...Show moreLast updated: 30+ days ago
    • Promoted
    Data Scientist II

    Data Scientist II

    Scribd, Inc.San Francisco, CA, United States
    Full-time
    At Scribd (pronounced “scribbed”), our mission is to spark human curiosity.Join our team as we create a world of stories and knowledge, democratize the exchange of ideas and information, and empowe...Show moreLast updated: 30+ days ago
    • Promoted
    Data Scientist

    Data Scientist

    HealthleapSan Francisco, California, United States
    Full-time
    HealthLeap is an AI start-up revolutionizing healthcare through predictive analytics, initially focused on disease-related malnutrition—a critical form of patient deterioration affecting virtually ...Show moreLast updated: 30+ days ago
    • Promoted
    Data Scientist, Growth Hybrid - San Francisco

    Data Scientist, Growth Hybrid - San Francisco

    Grammarly, Inc.San Francisco, CA, United States
    Full-time
    Superhuman offers a dynamic hybrid working model for this role.This flexible approach gives team members the best of both worlds : plenty of focus time along with in‑person collaboration that helps ...Show moreLast updated: 16 days ago
    • Promoted
    Senior / Staff Data Scientist

    Senior / Staff Data Scientist

    Midi HealthPalo Alto, California, United States
    Full-time
    Palo Alto, CA (Hybrid – 2 days / week in office).Reports to : Director Data Science + Analytics.Midi Health is the fastest-growing virtual clinic focused exclusively on women’s midlife health.We deliv...Show moreLast updated: 2 days ago
    • Promoted
    Staff Data Scientist

    Staff Data Scientist

    Aurora InnovationMountain View, California, United States
    Full-time
    Aurora hires talented people with diverse backgrounds who are ready to help build a transportation ecosystem that will make our roads safer, get crucial goods where they need to go, and make mobili...Show moreLast updated: 30+ days ago
    • Promoted
    Staff Data Scientist

    Staff Data Scientist

    NexHealthSan Francisco, CA, United States
    Full-time
    NexHealth's mission is to accelerate innovation in healthcare.Fixing healthcare is the challenge of our generation.This industry is stuck in the 1990s while affordability and accessibility are spir...Show moreLast updated: 30+ days ago
    • Promoted
    Founding GTM Data Scientist

    Founding GTM Data Scientist

    BraintrustSan Francisco, California, United States
    Full-time
    Braintrust is the AI observability platform.By connecting evals and observability in one workflow, Braintrust gives builders the visibility to understand how AI behaves in production and the tools ...Show moreLast updated: 2 days ago
    • Promoted
    Data Scientist III

    Data Scientist III

    VeracyteSouth San Francisco, California, United States
    Remote
    Full-time
    This is a remote friendly position.On-site cube available in South San Francisco or San Diego.We are seeking a talented and experienced AI / ML data scientist to join our Veracyte’s Data Science team...Show moreLast updated: 30+ days ago
    • Promoted
    Data Scientist

    Data Scientist

    ZipSan Francisco, California, United States
    Full-time
    The simple task of buying software, services, or tools at work has become hopelessly complicated at even the most innovative companies in the world. Today, enterprises spend $120T+ per year globally...Show moreLast updated: 30+ days ago