AVP, Portfolio Credit

VP, Portfolio Credit

Role Summary / Purpose :

As the VP, Portfolio Credit, you will assume ownership of full life cycle credit risk management. You will be responsible to provide Credit Risk reporting and analysis with primary accountability for identifying and managing consumer credit risk across all components of the cardholder life-cycle through data gathering and analytics. You will support and interact with the Virgin Red client teams and with key contacts throughout Synchrony.

Our Way of Working :

We're proud to offer you choice and flexibility. At Synchrony, our way of working allows you to have the option to work from home, near one of our Hubs or come into one of our offices. Occasionally you may be required to commute to our nearest office for in person engagement activities such as business or team meetings, training and culture events.

Essential Responsibilities :

• Work closely with retail clients to minimize both Synchrony Financials' and the retailer's risk, while continuing to grow the portfolio
• Work effectively cross-functionally to drive smart growth and client satisfaction delivering safety and soundness in the portfolio
• Prepare and present client facing and leadership team presentations to facilitate informed decisions
• Be a leader in driving enhanced strategies, using champion / challenger leanings to manage credit and fraud risk
• Provide analytics and input for deal and promotional pricing activities
• Coordinate multisite / country resources to ensure delivery and accuracy of monthly MIS and reporting needs to meet internal and external requirements
• Coordinate planning cycle with client teams to ensure consistency in business plans
• Responsible for providing clear guidance to the organization on risk appetite and prudent growth
• Maintain effective and credible challenge of critical decisions and business processes
• Perform other duties and / or special projects as assigned

Qualifications / Requirements :

Desired Characteristics :

Eligibility Requirements :

Legal authorization to work in the U.S. is required. We will not sponsor individuals for employment visas, now or in the future, for this job opening. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.

Our Commitment :

When you join us, you'll be part of a diverse, inclusive culture where your skills, experience, and voice are not only heardbut valued. We celebrate the differences in all of us and believe that our individual, unique perspectives is what makes Synchrony truly a great place to work. Together, we're building a future where we can all belong, connect and turn ideals into action. Through the power of our 8 Diversity Networks+, with more than 60% of our workforce engaged, you'll find community to connect with an opportunity to go beyond your passions.

This starts when you choose to apply for a role at Synchrony. We ensure all qualified applicants will receive consideration for employment without regard to age, race, color, religion, gender, sexual orientation, gender identity, national origin, disability, or veteran status.

Reasonable Accommodation Notice :

Job Family Group : Credit