Job Opportunity at First Interstate Bank
This position is located at our Casper, WY Downtown branch. We are committed to offering a comprehensive compensation and benefits package that provides employees with as much choice as possible. Benefits include generous paid time off (PTO) in addition to paid federal holidays, student debt employer repayment program, and a 401(k) retirement plan with a 6% match.
This role serves as an entry-level commercial banking position with functionality ranging from business development utilizing a small business platform to supporting senior bankers as an apprentice relative to portfolio management and experience with complex credit functions. Drives shareholder value through a collaborative effort to generate quality earnings through interest income growth, via maintaining margin and credit quality, and non-interest income through collaboration with business partners while simultaneously understanding the importance of expense control. Maintains an average loan portfolio size of up to $20MM and manages at least 35 bank relationships or may provide support to Commercial Relationship Manager III / Senior CRM with a loan portfolio exceeding $50MM.
Essential duties and responsibilities include : achieving individual annual production and growth goals for loan, deposits, and fees to ensure the bank meets its overall financial targets and conforms to credit terms; initiating and developing new business through outside business development activities; ensuring ongoing contact with new clients to enhance client's experience; developing a comprehensive understanding of the client's needs based on the review and analysis of personal bank business financial data; using internal customer sourcing software to generate leads; actively participating in community organizations to source business development opportunities; building client and prospect referral pipeline; developing and maintaining an in-depth knowledge of products and services; proactively promoting bank products and services; assembling cross-functional team to respond to customer requests; maintaining follow up on existing loans to ensure compliance with internal procedures; researching and studying industrial, commercial, economic and financial situations; actively engaging, demonstrating and fostering the First Interstate Bank Mission, Vision and Values by executing the Service Commitments; maintaining compliance with all bank regulations for assigned job function; following all Bank policies and procedures, compliance regulations, and completing all required annual training.
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and / or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Knowledge of commercial lending policies, procedures, practices and documentation; excellent written and verbal communication and presentation skills; ability to work effectively with individuals and groups across the company to manage customer relationship; computer skills essential, including Word and Excel and Outlook; ability to read, analyze, and interpret common, financial reports, and legal documents; ability to respond to common inquiries of complaints of customers, regulatory agencies, or members of the business community; ability to work with mathematical concepts such as probability and statistical inference; ability to apply concepts such as fractions, percentages, ratios, and proportions to practical situations; ability to define problems, collect data, establish facts, and draw valid conclusions; ability to interpret an extensive variety of technical instructions in mathematical or diagram form; Bachelor's Degree in Business, Finance or equivalent required; 1-3 years in credit analysis and commercial underwriting; or the equivalent combination of education and experience required.
The physical demands and work environment are representative of those that must be met or encountered to successfully perform the essential functions of the job. Dexterity of hands / fingers to operate computer keyboard and mouse - Frequently; Sitting - Frequently; Standing - Occasionally; Noise Level - Moderate; Typical Work hours - M-F (8-5); Regular and Predictable Attendance - Required 40% Travel.
Our company is an equal opportunity employer. Employment here is based solely upon an individual's merit and qualifications directly related to the position. We do not discriminate on the basis of race, color, religion, national origin, ancestry, pregnancy status, sex, age, marital status, disability, medical condition, or any other characteristics protected by law. We make all reasonable accommodations to meet the obligations set forth under the Americans with Disabilities Act (ADA) and state disability laws.
Commercial Relationship Manager • Casper, WY, US