Risk & Insurance Manager Sarasota

Job Description

Job Description

Position Summary :

Our client, a nationally renowned commercial real estate development firm, is seeking a Senior Risk Advisor to oversee and elevate its enterprise-wide risk strategy. This high-impact role focuses on risk identification, contract and policy analysis, exposure assessment, and the structuring of comprehensive insurance programs that span across a vast and diverse real estate portfolio.

The ideal candidate brings at least 7 years of commercial insurance or corporate risk experience , particularly with complex real estate holdings, and possesses a sharp analytical mindset coupled with the interpersonal acumen to influence leadership, legal teams, and insurance partners.

Key Responsibilities :

• Portfolio Risk Analysis : Lead the identification, assessment, and quantification of risk across retail, hospitality, mixed-use, and auto-related commercial holdings.
• Claims Oversight : Analyze claim trends (e.g., slip-and-fall, construction, workers' compensation) and collaborate with internal adjusters and TPAs to implement proactive strategies and reduce total cost of risk.
• Coverage Design : Structure and advise on insurance placements including general liability, workers’ compensation, property, builder’s risk, environmental, cyber, and umbrella programs.
• Policy & Contract Review : Interpret and assess leases, service contracts, indemnification clauses, and policy language to ensure optimal risk transfer and compliance.
• Strategic Risk Transfer : Recommend alternative risk financing and self-insurance strategies based on market conditions and corporate risk tolerance.
• Program Leadership : Coordinate renewals, audits, and broker engagement, ensuring continuity, competitiveness, and accuracy in all placements.
• Cross-Functional Collaboration : Serve as the internal advisor to leadership, legal, property management, construction, and development teams on all risk-related matters.
• Vendor & Broker Relations : Maintain strong partnerships with external carriers, brokers, adjusters, and claims consultants.
• Reporting & Compliance : Oversee insurance data management, including property schedules, loss runs, policy terms, and risk register documentation.
• Team Oversight : Lead a small internal risk team, including an assistant and support staff, with an emphasis on continuous improvement and knowledge development.

Qualifications :

Why This Role Stands Out :