Post-Closing Closing Disclosure Specialist

Post-Closing Closing Disclosure Specialist

We are seeking a highly meticulous and deadline-driven Post-Closing Closing Disclosure (CD) Specialist to support the integrity and compliance of final loan documentation after closing. This role is primarily responsible for reviewing, auditing, and validating Closing Disclosures to ensure regulatory compliance (e.g., TRID), accuracy in fee disclosures, and proper delivery to all required parties. The ideal candidate will be experienced in mortgage post-closing procedures, with a strong understanding of CD regulations, investor requirements, and document control best practices.

Key Responsibilities

• Review final Closing Disclosures (CDs) for accuracy, completeness, and compliance with TRID and investor guidelines.
• Confirm that all closing costs, credits, and disbursements are accurately reflected and supported by settlement statements.
• Ensure timely delivery of CDs to borrowers and necessary parties per federal and state regulations.
• Reconcile any discrepancies between the final settlement statement and CD's signed consummation, and produce and send a PCCD as needed / required.
• Upload corrected or final versions of CDs into the Loan Origination System (LOS) and investor portals.
• Track and manage missing or trailing settlement statement and coordinate follow-up with settlement agents.
• Support audit and quality control teams with documentation requests related to CDs.
• Maintain accurate logs and reporting for post-closing CD tracking and performance metrics.
• Escalate compliance risks or unresolved CD issues to management for further review.

Skills, Knowledge and Expertise

Benefits

About NightOwl Consulting

NightOwl Consulting was born from the desire for more! As prior clients of a BPO, we found ourselves struggling with support, understanding of our business industry, and the treatment of our global family from this, NightOwl Consulting was born. Our mission is to connect companies with world-class talent with the overall vision to build a global family that aspires to reach its highest potential.