Credit Analyst.

Purpose

This position is responsible for maintaining Construction and Materials commercial accounts, performing collection activities and coordinating proper legal documentation.

This classification requires strong research and negotiation skills, the ability to maintain a high level of confidentiality as well as the ability to work in a team environment and maintain effective working relationships with all levels of staff and management.

Focus & Scope

Essential duties and responsibilities, i.e. those which are basic, necessary, and an integral part of the job, are indicated below :

Company / Entity

• Actively supports the achievement of the company and business unit’s goals and objectives by performing collections for the Credit Department to assist in minimizing potential losses to the Company.
• Collaborates across company and supports consistent technical practices. Adheres to policies, procedures and standards that protect the company’s assets.
• Promotes and protects Teichert’s values including diversity, teamwork, fair work environment and respect of others in order to maintain a team spirit within the business unit and on project teams;

works and cooperates with other disciplines across company lines to ensure maximum and best uses of Teichert resources.

• Builds and maintains positive working relationships with internal and external customers. Maintains a positive impression of the department and company with external customers through professional interactions.
• Promotes and protects the community perception of Teichert.

Technical / Specialty Area

Evaluates incoming credit applications from potential customers. Reviews legal status of company, performs credit checks, reviews contractor’s license and past credit history.

Uses prudent judgment to determine credit worthiness. Notifies applicant of application status in a timely manner. Escalates more complex applications to supervisor for credit determination.

Answers a high volume of inquiries from existing and potential credit customers in a polite and professional manner. Researches and resolves discrepancies.

Forwards escalated calls to Supervisor.

Gathers preliminary lien information and prepares lien releases as needed. Prepares and records Mechanic’s Liens and Stop Notices.

Audits Resale Cards to ensure validity.

• Coordinates collection activity on delinquent accounts with internal personnel and outside agencies. Initiates legal paperwork and forwards to the appropriate parties for processing.
• Strives to minimize Daily Sales Outstanding (DSO) and bad debt write-off for department to minimize potential company losses.

Reviews accounts and aging reports to monitor account activity.

Validates daily cash payments variances related to construction job and material customer payments. Coordinates proper coding of customer discounts, adjustments, back-charges, voided checks and credit memos.

Researches and resolves errors and discrepancies.

• Prepares a variety of standardized and ad-hoc confidential reports for management.
• Performs routine to complex accounting function tasks, ensuring that critical deadlines are met.
• A valid Driver’s License and the ability to maintain an acceptable driving record.

Relationships, Qualifications and Requirements, & Competencies

Key Relationships

Reports to :

• Credit Manager
Direct Reports :
• None
• None
External Clients :
• Vendors
• Vendors

Internal Clients :

Operations and Joint Strategic Services

Role Qualifications & Requirements

Education

Bachelor’s Degree in Finance, Business Administration or related field or an equivalent combination of training and related experience.

Experience & Industry Expertise :

• One (1) to three (3) years of experience in a Commercial Credit environment or an equivalent combination of training and related experience.
• A general understanding of Commercial Credit and Accounting theories, practices and terminologies. Knowledge of Mechanic’s Lien and related laws preferred.

Specific Job Requirements :

Must be proficient in computer software skills including Word, Excel and Outlook. Experience with Viewpoint Vista or a similar ERP system preferred.

Must be proficient in ten-key.

• Must demonstrate excellent written and verbal communication skills.
• Must demonstrate the ability to make sound decisions based on analysis, experience and judgment.
• Must demonstrate the ability to problem-solve issues to resolution.
• Must demonstrate the ability work well under pressure, remaining composed and professional.
• Must demonstrate ability to work in a fast-paced environment, prioritize and manage multiple assignments.
• Must demonstrate strong organizational skills and time management practices.
• Must develop and maintain strong working relationships internally and externally.
• Must demonstrate the ability to develop process improvements to enhance or streamline existing or new practices.
• Must demonstrate the ability to maintain a high level of confidentiality.
• Must demonstrate sensitivity to customers’ needs and circumstances.

Competencies

• Relationship Management
• Business Acumen
• Communications
• Organization and Management
• Technology : Microsoft Office
• Technical competence in Collections
26 days ago