Manager, Fraud Chargeback & Recovery

Fraud & Non-Fraud Reg E Disputes Manager

We are seeking an experienced manager to handle our fraud and non-fraud Reg E disputes post-chargeback. In this role, the successful candidate will manage a high-performing team of onshore and offshore analysts handling a significant volume of electronic funds transfer disputes while ensuring full compliance with Regulation E, AML, and other relevant banking and association requirements. The successful candidate will oversee the day-to-day operational processes for our disputes post-chargeback team. Demonstrated leadership experience and in-depth knowledge of debit card dispute processing (pre / post chargeback), Regulation E, NACHA, Zelle, ATM, and Mastercard core rules required. This is a hybrid role. Currently, there is a minimum requirement of two days in the office, but this may increase based on BMO's direction.

Conducts investigations to identify, assess, decision, and report on activity that indicates an exposure to financial crimes. Ensures potential threats and investigations are evaluated, documented, managed, and escalated by following standard operating procedures. Provides subject matter expertise and oversight of criminal risk by following a disciplined and intelligence-based approach to detection and research of activities and events in alignment with criminal risk frameworks and standards to ensure compliance as well as support trending, analysis, and insights generation.

Fosters a culture aligned with BMO purpose, values, and strategy and role models BMO values and behaviors in all that they do. Ensures alignment between values and behavior that fosters diversity and inclusion. Regularly connects work to BMOs purpose, sets inspirational goals, defines clear expected outcomes, and ensures clear accountability for follow through. Builds interdependent teams that collaborate across functional and operating groups to create the highest value for all stakeholders. Attracts, retains, and enables the career development of top talent. Improves team performance, recognizes and rewards performance, coaches employees, supports their development, and manages poor performance. Acts as a trusted advisor to assigned business / group. Influences and negotiates to achieve business objectives. Recommends and implements solutions based on analysis of issues and implications for the business. Assists in the development of strategic plans. Identifies emerging issues and trends to inform decision-making. Helps determine business priorities and best sequence for the execution of business / group strategy. Conducts independent analysis and assessment to resolve strategic issues. Supports the execution of strategic initiatives in collaboration with internal and external stakeholders. Builds effective relationships with internal / external stakeholders (e.g. law enforcement agencies and other Financial Institutions to collaborate in investigations). Ensures alignment between stakeholders. Breaks down strategic problems, and analyzes data and information to provide insights and recommendations. Integrates information from multiple sources to enable more efficient processes, enhanced analysis, and / or streamlined reporting. Builds change management plans of varying scope and type; leads or participates in a variety of change management activities including readiness assessments, planning, stakeholder management, execution, evaluation, and sustainment of initiatives. Performs in-depth, holistic investigations and provides consultation and analysis to stakeholders. Develops and manages a business / group program. Reviews the program for effectiveness, considers industry trends and recommends enhancements; makes changes as required. Leads / participates in the design, implementation, and management of core business / group processes. Monitors and analyzes various information provided through detection systems, tools, reports, or manually to evaluate, investigate, and determine required actions. Supports the collection of evidence and information to be used for multiple purposes including incident reports / filings, loss prevention, litigation, and criminal prosecution, management information and statistics, and process improvements. Documents actions and information found throughout the investigation to develop and maintain account / case files. Develops and maintains an understanding of the financial crime management processes, frameworks, and techniques. Gathers and formats data into regular and ad-hoc reports, and dashboards. Analyzes data and information to provide insights and recommendations. Executes routine tasks such as service requests, transactions, queries, etc. within relevant service level agreements. Provides notification, information, and instructions to internal / external stakeholders related to incidents as necessary.

Qualifications :

Typically, between 5-7 years of relevant experience and a post-secondary degree in a related field of study or an equivalent combination of education and experience. Investigative or compliance-related experience is required. Knowledge of banking products, services, processes, and organization is an asset. Deep knowledge and technical proficiency gained through extensive education and business experience. Verbal and written communication skills - In-depth. Collaboration and team skills - In-depth. Analytical and problem-solving skills - In-depth. Influence skills - In-depth. Data-driven decision making - In-depth.

Salary : $66,600.00 - $124,200.00 Pay Type : Salaried The above represents BMO Financial Group's pay range and type. Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on the number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group's expected target for the first year in this position. BMO Financial Group's total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit : https : / / jobs.bmo.com / global / en / Total-Rewards

About Us

At BMO we are driven by a shared Purpose : Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities, and our people. By working together, innovating, and pushing boundaries, we transform lives and businesses, and power economic growth around the world. As a member of the BMO team you are valued, respected, and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one for yourself and our customers. We'll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we'll help you gain valuable experience, and broaden your skillset.

BMO is proud to be an equal employment opportunity employer. We evaluate applicants without regard to race, religion, color, national origin, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, transgender status, sexual stereotypes, age, status as a protected veteran, status as an individual with a disability, or any other legally protected characteristics. We also consider applicants with criminal histories, consistent with applicable federal, state, and local law. BMO is committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation because of a disability for any part of the employment process, please send an e-mail to BMOCareers.Support@bmo.com and let us know the nature of your request and your contact information.