Portfolio Monitoring Analyst I

Build Your Future Here :

Thinking of changing jobs or starting your career at a growing company? Well you are in the right place. Join us on our journey to being the Best Community Bank in America.

Our motto is Working Together. Building Success. and by joining Peoples Bank, we will work together to help you achieve your career goals, just like we help thousands of clients reach their financial goals.

Peoples Bank is one of the largest banks in the United States with full-service bank branches in Ohio, West Virginia, Kentucky, Virginia, Washington D.

C. and Maryland. Peoples Bank prides itself as a community bank and dedicates its resources to improving our communities.

The Peoples Bank Foundation celebrated its 20th anniversary in and is proud to share over $7 million has been donated to local organizations since its inception.

Some of Peoples Bank recent nationwide accolades :

• American Banker Best Banks to Work For in , and
• Top Workplaces USA national award in and
• Newsweek's America's Best Banks

At Peoples Bank, we know that there is more to life than work. But we also understand that the quality of the work environment and employee benefits can greatly impact an associate's life.

That's why we seek to create a great benefits package for our associates including : (k) retirement plan with an employer match, employee stock purchase plan, various education assistance programs, paid vacation and holidays, and much more.

For full details of our benefits offerings, please visit : / about-us / find-a-career /

Job Purpose :

This position is responsible for the gathering, tracking, analyzing, and archiving of required financial information for the Commercial and Business Banking loan portfolios.

This position will work directly with internal bank departments, bank clientele, and external clients. This position will work with management and support the team to identify risk and opportunities and to execute strategies to mitigate that risk.

Job Duties :

This position completes various functions which include but are not limited to :

• Communicating directly with bankers, bank clientele, and external clients to obtain required financial information to remain in compliance and in preparation for audits, renewals, credit reviews, and criticized asset reporting.
• Updating financial tracking systems and adhering to the Escalation Process for required financial tracking information that is not received or failed covenants.
• Reviewing, calculating, and approving borrowing bases and updating the core system with line availability and collateral type.
• Analyzing financial trends and escalating any red flags, such as an over advanced line of credit governed by a borrowing base, to management for review.
• Reviewing newly booked Commercial / Business Banking loan documents and credit memos to ensure completeness and accuracy of required tracking information.
• Curing Commercial / Business Banking payment and maturity delinquencies of assigned portfolio by researching payment histories, working with various internal departments, and / or preparing and sending out appropriate correspondence to bankers and clients.
• Assessing and assigning appropriate risk ratings for the existing credit portfolio to mitigate risk and remain in compliance.
• Will perform special projects as assigned.

Education / Experience / Job Skills :

• Associate’s Degree or equivalent work experience with an emphasis in Accounting or Business Operations. Bachelor’s Degree preferred.
• 2-5 years of experience in Commercial Lending and Credit analysis preferred.
• Ability to review and interpret financial statements and tax returns.
• Strong written and verbal communication skills.
• Strong Analytical skills, critical thinking, and Independent judgement.
• Excellent organizational and prioritization skills.
• Detail oriented, customer service focused, thrive in a team environment.
• Team player

Basic Qualifications :

• Associate’s Degree or equivalent work experience with an emphasis in Accounting or Business Operations.
23 days ago