VP, CRA Relationship Manager

Synchrony Community Development Loan Underwriter

You'll be part of an incredible team within Synchrony that builds and maintains customer relationships that revolve around community credit needs and community development activity to meet the Bank's CRA (Community Reinvestment Act) statutory requirements. This is a production role and you will focus on sourcing community development loans and investments to advance Synchrony's CRA obligations. You will structure deals and lead the underwriting process with key Synchrony stakeholders, present the deals for approval at committee, and work with appropriate team members to consummate the approved deals. You will manage multiple relationships with a focus on the production, pre-close activities, but will also coordinate with the CRA portfolio management team to ensure all of Synchrony's obligations for those relationships are met.

Our Way of Working

We're proud to offer you choice and flexibility. At Synchrony, our way of working allows you to have the option to work from home, near one of our hubs or come into one of our offices. Occasionally you may be required to commute to our nearest office for in person engagement activities such as business or team meetings, training and culture events.

Essential Responsibilities

Act as an Owner :

• Bring deals to Synchrony that are responsible, meaningful, and meet CRA goals which satisfy statutory bank requirements. You are the primary contact for the relationship and facilitate concise communications between Synchrony customers and internal stakeholders.
• Lead the underwriting process with key Synchrony stakeholders and create deal presentation materials (IRD).

Relate and Inspire :

Champion Synchrony :

Qualifications & Requirements

Bachelor's Degree with 6+ years relevant professional experience, or in lieu of a degree, 9+ years of relevant experience. 3+ years experience in Community Reinvestment underwriting with responsibilities related to the role, including business development, deal structuring and negotiation with counterparties, etc., with a focus on low-income housing tax credit and small business investment corporation investment funds, and nonprofit community development loans. Demonstrated knowledge of advanced business concepts, such as IRR and NPV analysis, financial statement analysis, etc. Strong communication skills (verbal, written, presentation) Must be able to travel as needed (typically

Desired Qualifications

Have a working knowledge of bank laws, rules and regulations, including but not limited to lending regulations as well as the Community Reinvestment Act and its related regulations. Excellent organization, prioritization and time management skills, and project management skills - tell us your secret for staying on top of things and getting projects done on time. Business acumen, sound judgment and problem solving - be prepared to share an experience where you solved a complex problem. Ability to work with all levels across the business including senior leaders internally and with customers / syndicators - we are a family at Synchrony and all our voices matter, tell us about your special way of influencing others.

Grade / Level : 12 The salary range for this position is 110,000.00 - 185,000.00 USD Annual and is eligible for an annual bonus based on individual and company performance. Actual compensation offered within the posted salary range will be based upon work experience, skill level or knowledge. Salaries are adjusted according to market in CA, NY Metro and Seattle.

Eligibility Requirements :

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.

Our Commitment :

When you join us, you'll be part of an inclusive culture where your individual skills, experience, and voice are not only heard - but valued. Together, we're building a future where we can all belong, connect, and turn ideals into action. More than 50% of our workforce is engaged in our Employee Resource Groups (ERGs), where community and passion intersect to offer a safe space to learn and grow. This starts when you choose to apply for a role at Synchrony.

Reasonable Accommodation Notice :

Federal law requires employers to provide reasonable accommodation to qualified individuals with disabilities. Please tell us if you require a reasonable accommodation to apply for a job or to perform your job. Examples of reasonable accommodation include making a change to the application process or work procedures, providing documents in an alternate format, using a sign language interpreter, or using specialized equipment.

If you need special accommodations, please call our Career Support Line so that we can discuss your specific situation. We can be reached at 1-866-301-5627. Representatives are available from 8am - 5pm Monday to Friday, Central Standard Time.

Job Family Group : Legal