Overview : Acts as the
primary advisor for a portfolio of Corporate Banking clients.
Develops new business relationships and maintains important
revenue-generating client relationships through new business
development, relationship and portfolio management activities.
Assesses the risks and impact from both the client's and bank's
perspective, identifies opportunities to cross-sell related banking
products and services and leads the development of an overall
client relationship strategy.
Principal Duties
& Responsibilities :exceeds individual sales and retention goals adhering to corporate,
legal, and regulatory policies, guidelines, and requirements
regarding compliance.
relationships and solicits new business through client referrals
and cold calling efforts to meet or exceed the Bank’s strategic
goals.
financial services to Corporate Banking target market clients and
prospects in accordance with loan quality guidelines, approval
standards and production goals.
marketing presentation, sales and relationship building skills.
Expands existing client relationships and actively seeks new
clients via targeted prospecting.
meeting the broad needs of assigned clients by coordinating with
assigned Risk Officers, Treasury Management Officers, Client
Service Officers, and other Product Specialists. Partners with
these specialists to meet the full range of client needs and
ensures optimal response and service levels between departments.
authority, recommends and / or makes significant decisions regarding
overdrafts, wires, pricing, structuring etc., for Loans, Treasury
products, client servicing and other.
acceptable risk for the bank, negotiates the terms of the loan with
the client based on the risk of the loan, current conditions in the
financial markets, overall profitability of the loan and overall
client relationship, and the current internal goals of the bank.
decisions of significant importance related to risk associated with
the loan, documentation needed from client, negotiation of terms,
etc.
requests, coordinates and actively participates in the underwriting
process together with appropriate Risk Officer, ensuring adherence
to the Bank’s credit policies and criteria in loan decisions.
partners, analyze, maintains portfolio quality, monitors past due
loans, minimizes the risk of loan losses and keeps exceptions to a
minimum.
Promptly identifies potential issues and alerts management of any
problems in the portfolio. Submits timely and accurate reports as
required.
to proper procedures and according to the specific conditions of
the CAR working with the appropriate staff and the closing
attorney.
Qualifications : 2-4
years of Commercial Lending experience.
Required
Formal credit
training by national or large regional bank
Preferred
Strong
understanding of the principles of accounting and
finance.
Strong
marketing and analytical
skills.
Demonstrated
problem-solving skills and interpersonal skills in demanding
situations.
Must be a
self-starter and highly
disciplined.
Ability
to work in a fast-paced environment with aggressive goals and
objectives.
Must be
able to analyze financial conditions and industry
trends.
Excellent and
effective presentation and communication skills, both verbal and
written.
Proficient
with Excel, Word, Microsoft Office, and CRM
Applications.
Education : Bachelor's
Degree in Business or related field
Required
Special information to
candidates : Equal Opportunity
Employer / Protected Veterans / Individuals with
Disabilities.
Please
view Equal Employment Opportunity Posters
here .
The
contractor will not discharge or in any other manner discriminate
against employees or applicants because they have inquired about,
discussed, or disclosed their own pay or the pay of another
employee or applicant. However, employees who have access to the
compensation information of other employees or applicants as a part
of their essential job functions cannot disclose the pay of other
employees or applicants to individuals who do not otherwise have
access to compensation information, unless the disclosure is (a) in
response to a formal complaint or charge, (b) in furtherance of an
investigation, proceeding, hearing, or action, including an
investigation conducted by the employer, or (c) consistent with the
contractor's legal duty to furnish information. 41 CFR
60-1.35(c)
Reasonable
accommodation may be made to assist individuals with disabilities
to complete the online application process. Please contact our
Human Resources Department at 305-577-7680 or by e-mail at
employment@citynational.com .
Relationship Manager • Miami, FL, US