Loan Officer / Mortgage Loan Originator

We are hiring for a Loan Officer / Mortgage Loan Originator .

Bay Equity is a full-service retail mortgage lending institution headquartered in Corte Madera with retail Offices throughout the Northwest.

At Bay Equity, we are committed to Bay Way Best Practices. To our Loan Originators, this means providing the greatest tools and programs to allow them to grow their business to the fullest.

We are building a team of mortgage professionals who want to work with the best. We value growth, stability, and the rewards that come with a successful organization.

Get to know us. Get to know our people. Get to know the Bay Way. We are confident you will like what you see.

Duties and Responsibilities :

• Conduct business in compliance with all state and federal regulations
• Market to clients through a variety of sales efforts including but not limited to; creating working relationships with Real Estate agents, attending industry meetings and home buyer seminars, follow-up calls to RE agents, Builders, CPAs, and past clientele
• Field inbound loan inquiries
• Originate loans and work with Loan Coordinator and processing to close the loan

Minimum Requirements :

• NMLS license
• Minimum 1-year mortgage origination experience
• Complete understanding of current mortgage laws, guidelines, loan programs, and trends
• Ability to assist customers in determining which type of mortgage best meets their needs, as well as which mortgage product is most likely to be approved
• Ability to negotiate terms and conditions of loans with clients
• Outstanding customer service skills
• Excellent sales and consulting skills
• Able to competently perform mathematical and analytical tasks
• Ability to speak and present confidently in front of groups
• Must possess superior written and verbal skills
• High School Diploma or GED required
• AA or Bachelor's Degree preferred

Benefits of joining Bay Equity Home Loans :

• Extensive product portfolio (Agency direct) Fannie Mae, Freddie Mac, & Ginnie Mae
• Full loan originations, processing, and marketing support
• Participate in extensive and creative marketing to reach new businesses, including Radio, Online, events, MSA's, Affinity programs
• Jumbo up to $5 Million
• Offering Conventional, VA, USDA, FHA, and Portfolio Jumbo products available for SFR, Condo, and Manufactured Homes
• Competitive interest rates
• Top-notch operations and underwriting to reach industry-leading and fast closings
• Great compensation plan
• Excellent benefits, including health, dental, 401K, and more

Foreseeing the changes in the mortgage industry, Bay Equity Home Loans has developed a unique business model designed to maximize the current mortgage market climate.

As a Bay Equity Mortgage Banker, you are given every tool necessary to ensure your success. Our impressive processing and underwriting teams allow our loan professionals to focus on sales and client relations.

We look forward to meeting you if you are interested in furthering your Mortgage Banking career.

Bay Equity is committed to providing access, equal opportunity, and reasonable accommodation for individuals with disabilities in employment, its services, programs, and activities.

To request a reasonable accommodation, contact our Human Resources Department at [email protected].