Developer

Role: Commercial Auto Lending Senior BA -Develop and implement lending strategies to drive business growth and achieve lending targets. -Evaluate loan applications, analyze financial statements, and assess creditworthiness of borrowers. -Conduct thorough financial analysis, including cash flow analysis, collateral evaluation, and risk assessment. -Negotiate terms and conditions of loan agreements, ensuring compliance with internal policies and regulatory requirements. -Manage and maintain a portfolio of commercial loans, monitoring repayment schedules, and ensuring timely collection of payments. -Provide guidance and support to lending officers, ensuring adherence to lending policies and procedures. -Stay updated on industry trends, market conditions, and regulatory changes affecting commercial lending activities. -Build and maintain relationships with existing and potential borrowers, promoting the organization's lending products and services. -Collaborate with internal teams, such as credit risk, legal, and compliance, to ensure compliance with internal and external regulations. -Prepare and present comprehensive reports on lending activities, including loan performance, portfolio quality, and profitability.