User testing Jobs in Austin, TX

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Information on the company here, who we are, what we do etc..

Essential Job Duties and Responsibilities

Finance & Executive Reporting:

• • Build and maintain monthly, quarterly, and Job annual financial reporting packages for executive leadership, covering revenue, cost of funds, credit losses, and operating expenses across the credit card portfolio.
  • Conduct actual-vs.-projected variance analysis to identify performance drivers, communicate findings and recommend corrective actions or strategic adjustments.
  • Develop and maintain financial models to forecast card portfolio performance, including spend volumes, interchange revenue, net interest income, and credit loss trajectories.
  • Identify opportunities to optimize the cost structure of the card program, including issuing bank fees, processing costs, and credit loss reserves, and propose changes to drive margin improvement.
  • Manage vendor financial relationships to drive further margin improvement.
  • Partner with Data Analytics to build and maintain performance dashboards and standardized reporting templates that enable data-driven decision-making across finance and product leadership.
  • Monitor industry benchmarks and competitive card economics to contextualize GoodLeap's performance and surface opportunities for improvement.

Capital Markets & Portfolio Management:

• • Partner closely with Accounting/FP&A and the Capital Markets team to support portfolio-level decisions, including the timing, structure, and sizing of credit card account sales and securitizations.
  • Analyze portfolio performance metrics, including delinquency rates, loss curves, prepayment rates, performance of aged accounts, and portfolio yield to inform optimal timing and structure for portfolio sales or financing transactions.
  • Track and report on portfolio sale economics — including gain-on-sale margins and retained servicing obligations and incorporate transaction outcomes into ongoing financial forecasting.
  • Track and balance net interchange revenue and cardholder reward liability to ensure equilibrium.
  • Determine portfolio sale sizing and timing to balance equity requirement of the program.

Issuing Bank Relationship Management:

• • Serve as GoodLeap's primary financial point of contact with the issuing bank partner, owning the day-to-day relationship and ensuring all financial communications are clear, timely, and professional.
  • Proactively manage the calendar of bank reporting obligations, ensuring all materials are delivered on time and in the format required by the bank.
  • Respond promptly and accurately to bank requests for financial information, ad-hoc analyses, and supporting documentation; coordinate internally across Finance, Legal, Compliance, and Product to gather inputs and meet bank deadlines.
  • Maintain a deep understanding of contractual obligations under the bank program agreement, including reporting cadences, performance covenant thresholds, and approval requirements; proactively flag potential issues before they become compliance risks.

Finance & Executive Reporting

• Build and maintain monthly, quarterly, and Job annual financial reporting packages for executive leadership, covering revenue, cost of funds, credit losses, and operating expenses across the credit card portfolio.
• Conduct actual-vs.-projected variance analysis to identify performance drivers, communicate findings and recommend corrective actions or strategic adjustments.
• Develop and maintain financial models to forecast card portfolio performance, including spend volumes, interchange revenue, net interest income, and credit loss trajectories.
• Identify opportunities to optimize the cost structure of the card program, including issuing bank fees, processing costs, and credit loss reserves, and propose changes to drive margin improvement.
• Manage vendor financial relationships to drive further margin improvement.
• Partner with Data Analytics to build and maintain performance dashboards and standardized reporting templates that enable data-driven decision-making across finance and product leadership.
• Monitor industry benchmarks and competitive card economics to contextualize GoodLeap's performance and surface opportunities for improvement.

Capital Markets & Portfolio Management:

• • Partner closely with Accounting/FP&A and the Capital Markets team to support portfolio-level decisions, including the timing, structure, and sizing of credit card account sales and securitizations.
  • Analyze portfolio performance metrics, including delinquency rates, loss curves, prepayment rates, performance of aged accounts, and portfolio yield to inform optimal timing and structure for portfolio sales or financing transactions.
  • Track and report on portfolio sale economics — including gain-on-sale margins and retained servicing obligations and incorporate transaction outcomes into ongoing financial forecasting.
  • Track and balance net interchange revenue and cardholder reward liability to ensure equilibrium.
  • Determine portfolio sale sizing and timing to balance equity requirement of the program.

Issuing Bank Relationship Management:

• • Serve as GoodLeap's primary financial point of contact with the issuing bank partner, owning the day-to-day relationship and ensuring all financial communications are clear, timely, and professional.
  • Proactively manage the calendar of bank reporting obligations, ensuring all materials are delivered on time and in the format required by the bank.
  • Respond promptly and accurately to bank requests for financial information, ad-hoc analyses, and supporting documentation; coordinate internally across Finance, Legal, Compliance, and Product to gather inputs and meet bank deadlines.
  • Maintain a deep understanding of contractual obligations under the bank program agreement, including reporting cadences, performance covenant thresholds, and approval requirements; proactively flag potential issues before they become compliance risks.

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$1 - $4 a year

Compensation details: 1-4 Yearly Salary

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