Risk Analyst - Portfolio Analytics

Overview

Why GM Financial?

GM Financial is the wholly owned captive finance subsidiary of General Motors. We are a global provider of auto finance solutions, with operations in North America, South America and the Asia Pacific region.

Through our long-standing relationships with auto dealers, we offer attractive retail financing and lease programs to meet the needs of each customer.

We also offer commercial lending products to dealers to help them finance and grow their businesses.

At GM Financial, our team members define and shape our culture an environment that welcomes new ideas, fosters integrity and creates a sense of community and belonging.

Here we do more than work we thrive.

Our Purpose : We pioneer the innovations that move and connect people to what matters.

Responsibilities

About the role :

The Risk Analyst - Portfolio Analytics is responsible for various aspects of consumer risk’s project management, governance, reporting, and special projects activities across GMF International Operations (IO).

The primary activities will be managing the Consumer Risk portfolio of projects across its central and local market teams and adherence to established governance routines.

Support of ad hoc reporting, strategic projects, and the Quality Control program are also key.

Integral to success will be the development of relationships and communication, including central and local market risk staffs, operations, finance, and data / IT.

This will deepen cooperation, engagement, and understanding to meet the needs of the global and local risk teams.

In this role you will :

• Works in a cross functional team operating within a matrix of leaders / representatives from central and local risk across IO markets.
• Oversees Consumer Risk governance routines, ensuring all policy changes adhere to established routines.
• Utilize data exploration and advanced spreadsheet / technical skills to monitor portfolio performance and report results to senior management
• Summarize findings, develop recommendations and present analyses to management in a clear, concise, convincing, and actionable format
• Maintain tracking and follow-up on open Audit, LRG and self-identified Credit Risk issues to ensure satisfactory closure
• Employ best practices of data analysis and validation to ensure data results are accurate
• Promote innovative ways to visualize and digest complex data
• Create and maintain organized, efficient, and repeatable processes for monitoring portfolio performance
• Proactively monitor and report relevant changes in portfolio performance to management
• Conduct ad hoc research projects incorporating project design, data collection and analysis, summarization of findings, and presentation of results
• Work directly with internal customers (management) to create / adjust reports to effectively communicate portfolio performance

Qualifications

What makes you a dream candidate?

• Demonstrated understanding of data exploration, analysis and visualization, quantitative and analytical methods, and reporting techniques
• Intermediate proficiency with Microsoft Excel, PowerPoint, and Word
• Experience with data analysis and spreadsheet reporting
• Experience with coding (SAS or SQL preferred) for data mining and transformation in a data warehouse environment is preferred
• Experience with data visualization software such as Power BI, Tableau, SAS Visual Analytics or Cognos Analytics is preferred
• Demonstrated quantitative skills
• Acute attention to detail
• Effective written and verbal presentation skills
• Capable of managing multiple projects, including ability to coordinate and balance numerous tasks in a time-sensitive environment, under pressure, meeting deadlines
• Ability to identify and understand business issues and map them into quantitative questions

Experience

• Bachelor’s Degree Finance, Economics, Mathematics, Business, Business Analytics, MIS, or other quantitative field; degrees in non-quantitative fields considered with adequate work experience required
• 0-2 years experience working with complex Excel workbooks, querying large multi-table datasets, data analysis, and data presentation;

experience in consumer loan or lease portfolio analysis and, reporting preferred

Communication and relationship building

What We Offer : Generous benefits package available on day one to include : 401K matching, bonding leave for new parents (12 weeks, 100% paid), tuition assistance, training, GM employee auto discount, community service pay and nine company holidays.

Our Culture : Our team members define and shape our culture an environment that welcomes innovative ideas, fosters integrity, and creates a sense of community and belonging.

Here we do more than work we thrive.

Compensation : Competitive pay and bonus eligibility.

Work Life Balance : Flexible hybrid work environment, 2 days a week in the office

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GM Financial is an Equal Opportunity Employer and is committed to diversity and inclusion at every level of our organization.

We do not discriminate against any applicant or employee based on race, color, age, gender, national origin, religion, sexual orientation, gender identity, veteran status, disability or any other federal, state or local protected class.

GM Financial has an accommodation process in place and provides accommodations for applicants and employees with disabilities.

If you require a reasonable accommodation because of a disability, please contact Human Resources at 1-866-411-4748 or by e-mail at